Years of professional experience in Unsecured and Secured Loans
Srinivas Nerellakunta
Area Business Manager
Khammam,TG
Summary
Seeking a challenging position in a high quality professional team which provides me an Opportunity to enhance my knowledge and skills while contributing my best.
Overview
12
12
Work History
Area Business Manager
Cholamandalam Investment & Finance Company
09.2023 - Current
- Dealing with unsecured Business Loans,Personal Loan& Professional Loans with Direct and DSA Channel Partners and handling both Khammam & Nalgonda District Clusters.
- Handling Total branch staff Sales,Credit,Operations & Collection Teams
- As a Area Manager Involving in day to day business and collection activities and visit channel office and met with connectors for business and visit customer places for payments in all normal and buckets cases including written off cases and involving in Legal processes also.
- Achieving The branch business and collection numbers month on month and achieved 115% of business numbers in Last FY-2024-25yr of given target.
- To check the loan applications including supporting documents and ensure all documents submitted in order to Application sanctioned & Disbursement.
- Verifying the Individual and Corporate CIBILs with number of DPD, to know the reasons and justify it. Any loans are suit files ask to customers and taken references from concerned financiers. Clarification taken on latest loan enquires.
- Analyze the applicant income sources and to credit worthiness of the applicant based on existing credit facilities and performance.
- Verify the documents that have been provided by the customer and request for pending documents through concerned team.
- To check the financials and banking of the firm and also check banking is supported to current year turnover. In financials need to check financial position of the business and compare growth from year to year.
- Conduct personal discussion to resolve all related queries identified during verification and Observe Business activity and performance of the business.
- Check the loan eligibility and sanctioned or Recommend cases to higher authorities as per policy.
- Verification of documents and Enforcement and adherence of the company credit process and policy at the branch.
- Checking Bank Statements, Loan Tracks & other Income sources For Loan eligibility.
Sales Manager
Hdfc Bank Ltd
03.2022 - 08.2023
- Working as Sales Manager for SME Department handling with DSA Channel Partners And Handling Branches(Unsecured Business Loans & Doctor Loans)
Sales Manager
Axis Bank Ltd
09.2018 - 05.2019
- Worked as Sales Manager for Mortgage Loans(Home Loans & LAP)
Relationship Manager
The Lakshmi Vilas Bank Ltd
05.2017 - 09.2018
- Role of Relationship Manager is handling the Sales & Credit process of Home Loans, Mortgage Loans, Working Capital Loans, C.C Loans, Wheel Loans, Bank Guarantees against FD’s and supervision of process as well as underwriting which looks after the Sales processing.
Relationship Officer
HDFC SALES PVT LTD
05.2015 - 09.2015
- Worked as a Relationship officer in Mortgage and Sales in HDFC SALES PVT LTD
Business Development Associate
Sundaram BNP Paribas Home Finance Limited
09.2014 - 04.2015
- Worked as a Business Development Associate (B.D.A) in SUNDARAM BNP PARIBAS HOME FINANCE LTD
Home Loans Sales Executive
HDFC BANK Client with HBL GLOBAL PVT LTD
11.2013 - 07.2014
- Worked as a home loan sales executive for HDFC Bank out sourcing (HBL GLOBAL PVT LTD)
Education
M.B.A - Marketing
Kavitha memorial Degree & PG College
Khammam, Telangana01.2013
Bcom - General
Kavitha Memorial Degree & PG College
Khammam, Telangana01.2011
Intermediate - Lab Technician
Board of Intermediate Education Hyderabad
Khammam, Telangana01.2007
High School - SSC
Board Of Secondary Education Andhra Pradesh
Khammam, Telangana01.2005
Skills
- Commitment, Patience and Analytical Thinking
- Responsibility, Self Confident
- Good Communication Skills
- Easily mingle with teams
- Packages: MS-office
- Working knowledge of internet concepts
- Ownership
- Teamwork
- Team leadership
- Customer service
Languages
Telugu, Hindi and English
Hobbies and Interests
Listening to Music, Playing Cricket, Making good relationships.
Disclaimer
I hereby declare that the above written particulars are true to the best of my knowledge and belief.
Timeline
Area Business Manager
Cholamandalam Investment & Finance Company
09.2023 - Current
Sales Manager
Hdfc Bank Ltd
03.2022 - 08.2023
Sales Manager
Axis Bank Ltd
09.2018 - 05.2019
Relationship Manager
The Lakshmi Vilas Bank Ltd
05.2017 - 09.2018
Relationship Officer
HDFC SALES PVT LTD
05.2015 - 09.2015
Business Development Associate
Sundaram BNP Paribas Home Finance Limited
09.2014 - 04.2015
Home Loans Sales Executive
HDFC BANK Client with HBL GLOBAL PVT LTD
11.2013 - 07.2014
Bcom - General
Kavitha Memorial Degree & PG College
Intermediate - Lab Technician
Board of Intermediate Education Hyderabad
High School - SSC
Board Of Secondary Education Andhra Pradesh
M.B.A - Marketing
Kavitha memorial Degree & PG College