Summary
Overview
Work History
Education
Skills
Certification
Personal Information
Languages
Timeline
Generic
Subir Kumar Ghosh

Subir Kumar Ghosh

Baguihati

Summary

Dynamic banking professional with extensive experience at Axis Bank Ltd., excelling in account acquisition and customer relationship management. Proven track record in cross-selling financial products and driving lead generation. Adept at leveraging digital banking solutions while fostering strong client relationships, resulting in significant revenue growth and enhanced customer satisfaction.

Overview

8
8
years of professional experience
1
1
Certification

Work History

Deputy Manager

Axis Bank Ltd.
Burrabazar
09.2021 - Current
  • Acquiring new accounts (High-Value Savings and Current) from the branch area catchment.
  • Activate accounts opened, UPI linkage, M0 balance, CASA deepening. Fixed Deposit, bill payments, utility bill setup, digital rupees banking, NPS, APY, net banking, corporate internet banking, payment solution, EDC.
  • Cross-sell products: life insurance, general insurance.
  • Build strong relationships with customers and internal teams to leverage existing relationships from SMEs.
  • Marketing/Samaraho activities around catchment areas for lead generation.
  • Family banking is acquiring customer flexibility and creating a loop for deepening all the accounts.

Bank Officer Business Account

AU Small Finance Bank
Dalhousie
04.2021 - 09.2021
  • Acquiring only high-value current accounts from the local branch catchment.
  • Cross-sell life insurance, general insurance, SIPs, and mutual funds of the sourcing account.
  • CRM is next for lead generation on a regular basis.

Assistant Manager

Kotak Mahindra Bank
Esplanade
05.2018 - 04.2021
  • Manage branch lobby customer business-related queries and source accounts from inbound and outbound as well.
  • The main product is CASA.
  • Responsible for the generation of revenues through LAP, home loans, and business loans.
  • Generate referrals from prospects and customers.
  • Cross-selling of life insurance and GI products.

Relationship Officer

IndusInd Bank
Trichur
04.2017 - 04.2018
  • Responsible for the generation of revenues through the sale of casa and third-party products, like credit cards, personal loans, fixed deposits, health insurance, and life insurance.
  • Generate referrals from prospects and existing customers.
  • Acquire NTB.

Education

Bachelor of Science - PCM

WEST BENGAL STATE UNIVERSITY
Kolkata
01.2012

Higher Secondary - PCM

WEST BENGAL COUNCIL OF HIGHER SECONDARY EDUCATION
Kolkata
01.2009

Secondary Education -

WEST BENGAL BOARD OF SECONDARY EDUCATION
Kolkata
01.2007

Skills

  • Account acquisition
  • Customer relationship management
  • Cross-selling products
  • Digital banking
  • Lead generation
  • Financial products knowledge
  • Customer service
  • Sales and marketing
  • Team leadership

Certification

  • Diploma in Civil
  • Civil Draughtsman
  • AutoCAD
  • Diploma in Computer Application
  • IRDAI Certification

Personal Information

  • Pan Number: BETPG8475D
  • Father's Name: Samir Kanti Ghosh
  • Date of Birth: 11/24/91
  • Gender: Male
  • Marital Status: Married

Languages

Bengali
First Language
Hindi
Proficient (C2)
C2
English
Intermediate (B1)
B1

Timeline

Deputy Manager

Axis Bank Ltd.
09.2021 - Current

Bank Officer Business Account

AU Small Finance Bank
04.2021 - 09.2021

Assistant Manager

Kotak Mahindra Bank
05.2018 - 04.2021

Relationship Officer

IndusInd Bank
04.2017 - 04.2018

Bachelor of Science - PCM

WEST BENGAL STATE UNIVERSITY

Higher Secondary - PCM

WEST BENGAL COUNCIL OF HIGHER SECONDARY EDUCATION

Secondary Education -

WEST BENGAL BOARD OF SECONDARY EDUCATION

Similar Profiles

CREATE PROFILE
Subir Kumar Ghosh