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Associate Principal Engineer

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Dynamic Area Sales Manager with a proven track record at Bajaj Finance Ltd., adept in leading teams to exceed business goals with a strong sense of responsibility and optimism. Skilled in M.S. Office and team management, I've driven growth and profitability by innovating sales strategies, and ensuring high team performance, achieving 100% collection targets.

Detail-focused KYC & Compliance Operations Professional with experience supporting customer due diligence, documentation review, identity verification, and compliance checks within high-volume financial environments. Strong at following defined operating procedures, solving routine compliance issues, and ensuring completeness and accuracy of customer and case data.
Proven ability to work collaboratively in team-based, structured delivery environments with limited supervision. Experienced in supporting CDD/EDD activities, fraud screening, risk flag identification, and audit readiness. Adept at maintaining high-quality documentation, interpreting guidelines, and escalating exceptions appropriately.

Business Growth Leader I Delivering Sales excellence I
Product Innovation & Cultural Leadership I
20+Years of Proven Impact I

To obtain a challenging professional position with a well-established organization with a stable environment that will lead to a lasting relationship where I can utilize my skills, experience, and knowledge to contribute effectively to your esteemed organization.
Total 17 years of experience (15years in Banking Operations and 2years in NBFC operation and service) which help in identifying the investment needs of clients and recommending customized structure products to suit their requirements & providing financial & wealth-management services to clients Currently associated with Bajaj Finance Ltd, Mumbai as Sr. Area Manager. Experience in handling branch operations and effectively resolving concern & complaints of clients. Responsible for Branch Health Score and NPS score of the branches Experience in managing Retail liabilities and Asset business and acquisition of new clients onboard. Good communication & leadership skills that have been used in effectively resolving problems and promoting a positive work environment

Ph.D. in Computer Science & Engineering, University of Calcutta M.Tech. in Computer Sc. & Engineering, University of Calcutta M.Sc. in Computer & Information Sc, University of Calcutta B.Sc. (Hons.) in Computer Science from Barrackpore Rastraguru Surendranath College, University of Calcutta

Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.

Detail-oriented and results-driven professional with a strong background in SQL, Excel, and database management, complemented by proficiency in data visualization tools such as Tableau and Power BI. I excel in challenging environments and am highly motivated to achieve success both independently and as part of a collaborative team. With exceptional communication skills, I effectively navigate complex situations and facilitate clear understanding among stakeholders. I am eager to leverage my expertise and drive to contribute to your team’s success and enhance overall performance.

Dynamic Area Collection Manager with a proven track record at Aastha Marriage Bureau, specializing in debt recovery and credit risk assessment. Successfully reduced delinquency rates through strategic team management and tailored customer solutions. Adept at portfolio management, combining analytical skills with strong leadership to drive performance improvements.

Looking forward to work in a progressive and challenging environment which demands extra analytical skills accelerating my professional growth, where I can enhance my skills and potentials to the best and exploit them to create new avenues.

Dynamic Area Collection Manager with extensive experience at Poonawalla Fincorp Ltd., excelling in recovery and relationship development. Proven track record in managing high-value portfolios and driving team performance. Adept in financial planning and project organization, consistently achieving collection targets while fostering strong customer relationships.

Suman Karmakar

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Area Collection Manager

Collection Manager

Consumer Sales Officer

Education

Certificate Course - Information Technology Application

B.A -

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Area Collection Manager

Collection Manager

Consumer Sales Officer

Certificate Course - Information Technology Application

B.A -

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