Suraj Rajendra Thombare
404, Krishna Manjula Park, Diva Shil Road, Khardigaon, Diva east, Thane
Summary
Ambitious professional with a strong commitment to excellence, seeking to contribute expertise and drive efficiency within a progressive organization while continuously enhancing skills and delivering measurable results.
Overview
7
7
years of professional experience
6050
6050
years of post-secondary education
Work History
Executive Associate
Nido Home Finance Limited
Mumbai
01.2026 - Current
- Executed end-to-end mortgage loan disbursement processes, ensuring 100% compliance with internal policies and timelines.
- Collaborated with credit and sales teams to resolve audit queries, reducing turnaround time and improving process efficiency.
- Developed and maintained comprehensive MIS reports, including CERSAI data, audit trackers, loan closure records, and daily disbursement reports, enabling better decision-making and tracking.
- Handled and resolved external audit queries with accuracy, ensuring zero discrepancies during audits.
- Prepared and verified LOD (List of Documents) for loan closures and new disbursements, ensuring complete documentation compliance.
- Managed the secure handover of legal documents to customers post loan closure, maintaining high customer satisfaction and record accuracy.
- Streamlined post-disbursement operations, including Re-NDC, OTC, and PDD resolution, improving closure timelines and document accuracy.
Senior Executive Credit Operation
Suryoday Small Finance Bank Limited
10.2023 - 12.2025
- Scrutinizing the legal and technical aspects of the prospective client and oversee the operational disbursement requirements.
- Oversee and manage a team of 4 people for scrutinizing security documents such as sale agreements along with other allied documents.
- Maintaining TAT time for disbursement of proposal to ensure time delivery to end customer for better service.
- Prepare and ensuring daily release login and disbursement MIS to senior management.
- Scrutinize and raise queries to sales personnel regarding the contents of documents and ensure compliance with Credit Appraisal Memo.
- Ensuring proper implementation of process and policies as per new changes.
- Training to Sale and Operation team regarding changes in policies and procedures.
- Co-ordination with Sales and Credit team to improve the overall of quality documentation with the aim to minimize discrepancies.
- Ensuring the day-to-day operations are streamlined and proper distribution of work load is done.
- Any adhoc requirement by the management.
- Ensure to track PDD documents within time limit.
Operation Processor
HDB Financial Services
10.2021 - 09.2023
- Processing and disbursement of loans i.e Personal loans, Commercial Vehicle loan, Gold loan, CD, DPL, TW, LSL, Early salary loan, Money Tap and Micro Lending etc.
- Ensuring co-ordination between Team members and motivating them to reduce Turn Around Time (TAT).
- Coordination with dept. and team for documentation/profile checks on application and any fraud alerts on specific cases.
- Reporting the daily status of disbursals and disbursal hold cases to the Reporting Team leader.
Shah & Shah Finsol Pvt. Ltd.
06.2019 - 04.2020
- 05 Month work as account assistant which include Daily Basic Work, Working on Tally ERP 9, HR Related Work and Maintain Sales Related Data.
- 06 Months General Insurance Company to do Monthly Renewal Task, Working on Bajaj and New India Insurance Portal and Monthly Commission Reco.
Education
B. COM -
Mumbai University
HSC -
Mumbai Board
SCC -
Konkan Board
Skills
- End-to-End Mortgage Disbursement using FinOne, FinOne Neo & Finacle
- Loan Documentation & Compliance
- Advanced MIS Reporting & Operational Tracking
- Cross-Functional Coordination (Credit, Sales, Legal and Technical Team)
- Knowledge of Regulatory Compliance & Audit Processes
- Post-Disbursement & Closure Management
- Customer Service & Document Handling
Personal Information
- Date of Birth: 05/11/98
- Gender: Male
- Marital Status: Single
- Religion: Hindu
Additional Qualifications
Advance Knowledge of Ms Office 2013, MS Excel, Ms Word, Tally ERP 9, disbursement Software knowledge of Finacle and Finone
Languages
Marathi
First Language
English
Intermediate
B1
Hindi
Advanced
C1
Timeline
Executive Associate
Nido Home Finance Limited
01.2026 - Current
Senior Executive Credit Operation
Suryoday Small Finance Bank Limited
10.2023 - 12.2025
Operation Processor
HDB Financial Services
10.2021 - 09.2023
Shah & Shah Finsol Pvt. Ltd.
06.2019 - 04.2020
B. COM -
Mumbai University
HSC -
Mumbai Board
SCC -
Konkan Board