Summary
Overview
Work History
Education
Skills
Notable Accomplishments
Personal Information
Accomplishments
Certification
Languages
Timeline
Generic

SURAJKUMAR MEHTA

SURAT

Summary

Resourceful individual having rich experience with working capital finance business front. A very dynamic personality with finance background. A diversified working knowledge of banking and majorly in working capital products. believes in the durability of financial needs of every type of business and individuals.

Overview

10
10
years of professional experience
1
1
Certification

Work History

Relationship Manager

Kotak Mahindra Bank Surat
Surat
06.2022 - Current
  • Responsible for acquiring the business through Corporate DSAs, Practicing Chartered accountants and consultants
  • Work Role involves understanding the key business requirements of the consumers through their financial statements and business practices and norms prevailing in related market-space
  • Analyzing various needs of the clients applying various financial Ratios and tools. Finding Rightness of the borrower with a various type of reference check from the market.
  • Following up with a best Lending practices aided with physical verification of consultants and Borrowers.
  • Products dealt with includes fund and non-fund based borrowings.
  • Continuous monitoring of house-keepings so as to complying with a best practice of hygienic portfolio
  • Continuous involvement with cross-departments so as to escalate the disbursals to create a standard of services being provided to clients which creates additions in brand value of the corporate.
  • Better understanding of Legal and Technical aspect of the collaterals as a part of work Currently having a reach of 60+ Agents in market which can create a large no of Biz
  • Chasing a continuous excellence through rigorous open market search for new agents and Consultants who can be the active source of business and create a big granular business.

Relationship Manager

HDFC BANK LTD Surat
Surat
08.2018 - 05.2022
  • Maintaining relationship with portfolio clients of EEG (Emerging Enterprise Group) SME segment and handling Working capital requirements.
  • Maintaining relationship with portfolio clients of EEG (Emerging Enterprise Group) SME segment and handling Working capital requirements.
  • Maintaining relationship with portfolio clients of EEG (Emerging Enterprise Group) SME segment and handling Working capital requirements.
  • Converting the cross sell product from EEG clients
  • Managing the business target of branch
  • Looking for housekeeping of existing Portfolio (i.e. deferrals and renewals )
  • Monitoring & reviewing client account’s portfolio on regular basis □ Handling process from login to disbursement.
  • Monitoring & reviewing client account’s portfolio on regular basis □ Handling process from login to disbursement.

Area Sales Manager

MAS FINANCIAL SERVICES LTD Surat
Surat
12.2017 - 08.2018
  • Taking care of around 500+ working capital relationship as primary point of contact
  • Presently managing asset portfolio working capital & Recovery in pharmaceutical, Consumer Durable & FMCG PRODUCTS
  • Responsible for acquisition of new customer for assets products
  • Responsible for Recovery of Assets from Customer
  • Ensuring proper service delivery to the mapped customer
  • Ensuring proper handover of clients to credit team for disbursement process
  • Ensuring proper KYC documentation as per company policy
  • Maintaining healthy relation with different departments.

Branch Relationship Manager

Kotak Mahindra Bank, Surat
Surat
08.2016 - 11.2017
  • Taking care of around 560+ business banking relationship as primary point of contact
  • Was managed liability portfolio of around Rs16 cr and asset portfolio of Rs 30cr
  • Responsible for acquisition of new to bank customer for assets and liability products
  • Ensuring proper service delivery to the mapped customer
  • Ensuring proper handover of clients from branch sales team to branch banking team
  • Maintaining healthy relation with different departments and third party channel sales team.

Corporate Agency Manager

HDFC LIFE, Surat
Surat
05.2014 - 08.2016
  • I was Looking After All HDFC bank Branch for Life Insurance Business of HDFC Life
  • Ensuring Self Source Business (SLG) and Loyalty Business (Existing Customer)
  • Handled more than 14 Staff of HDFC Bank as Team Management
  • Responsible for acquisition of new to bank customer for Life Insurance products
  • Ensuring proper service delivery to the mapped customer
  • Ensuring proper KYC documentation as per Life Insurance (IRDA) policy.

Education

Bachelor of Commerce - Accounting And Taxation

Surat Peoples Bank English Medium College of Commerce (VNSGU)
SURAT
01.2013

HSC -

Tapovan Vidhyalay
Surat
01.2009

Skills

  • Business Development
  • Relationship Management
  • Sales
  • Cross Selling
  • Portfolio Management
  • Customer Service

Notable Accomplishments

  • Qualified for General insurance contest back to back in Sep, Oct & Nov (KGI)
  • Received Best Relationship Manager award in HDFC BANK LTD GOA Contest.
  • Received Award of achievement from Territory Manager for outstanding performance for the month of Jan-2016 in Self Sourcing Business in Banca in HDFC LIFE
  • Got Promoted as Sales Development Manager to Corporate Agency Manager in very First year in HDFC LIFE.
  • Got Role Change in Kotak Mahindra Bank in very First Year from Relationship Officer to Branch Relationship Manager.

Personal Information

  • Father's Name: Mr Bharat Mehta
  • Mother's Name: Mrs Asha Mehta
  • Date of Birth: 12/28/1991
  • Marital Status: Married

Accomplishments

  • Qualified for General insurance contest back to back in Sep, Oct & Nov (KGI)
  • I have received Best Relationship Manager award in HDFC BANK LTD GOA Contest.
  • Received Award of achievement from Territory Manager for outstanding performance for the month of Jan-2016 in Self Sourcing Business in Banca in HDFC LIFE

Certification

  • IRDA certification is completed

Languages

French
First Language

Timeline

Relationship Manager

Kotak Mahindra Bank Surat
06.2022 - Current

Relationship Manager

HDFC BANK LTD Surat
08.2018 - 05.2022

Area Sales Manager

MAS FINANCIAL SERVICES LTD Surat
12.2017 - 08.2018

Branch Relationship Manager

Kotak Mahindra Bank, Surat
08.2016 - 11.2017

Corporate Agency Manager

HDFC LIFE, Surat
05.2014 - 08.2016

Bachelor of Commerce - Accounting And Taxation

Surat Peoples Bank English Medium College of Commerce (VNSGU)

HSC -

Tapovan Vidhyalay

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SURAJKUMAR MEHTA