Dynamic professional with extensive experience at Aye Finance Limited, excelling in driving business growth and achieving collection targets. Proven track record in team leadership and training, coupled with strong negotiation and problem-solving skills. Proficient in MS Excel, ensuring data-driven decision-making and effective communication across departments.
Overview
16
16
years of professional experience
Work History
Cluster Head-AVP1
Aye Finance Limited
08.2024 - Current
Contributed to achieving business and collection targets by implementing effective strategies.
Led and directed sales team to meet business targets and goals through targeted coaching.
Lead and motivate the supervisors and team to deliver the ultimate customer experience
Provided training to the sales team regarding product and policy knowledge.
Identified and resolved roadblocks for team, ensuring smooth operations and enhanced performance.
Ensured transparency and integrity in task execution to build trust.
Result oriented approach and keeping coordination among with different team such as credit, Operation, Legal, risk etc. in order to achieve the business
Maintain good relations with all customer for smooth business and collection
Sr. Area Manager
Pratam Fin Serv Private Limited
01.2020 - 07.2024
Led and directed sales team to consistently meet business goals.
Achieved business and collection targets through strategic initiatives.
Lead and motivate the supervisors and team to deliver the ultimate customer experience
Fostered strong customer relationships to improve collaboration and streamline collection processes.
Identifying and solving roadblocks and problems of team to work smoothly.
Provided training to the sales team regarding product and policy knowledge.
Execution of task with complete integrity and transparency
Result oriented approach and keeping coordination among with different team such as credit, Operation, Legal, risk etc. in order to achieve the business
Created and maintained business and collection MIS reports, and reviewed presentations for senior management.
AVP-I and Cluster Head
Equitas Small Finance Bank Ltd
11.2010 - 01.2020
Leading and directing sales team to achieve business targets and goals.
Achieved business and collection targets through focused strategies.
Led team in taking ownership of branch operations and promoting company business.
Developed training programs for sales team and aligned sales plans with company policy.
Facilitated connections with market sources to enhance sourcing strategies.
Created and updated business and collection MIS reports and prepared presentations for senior management.
Conduct PD for assessment of income for loan eligibility of customers for loan amount 20 Lakhs and above.
Education
M.COM - Business Services and Management
Dayanand Commerce College
11-2013
B. COM - Business Environment, Communication and Marketing
Dayanand Commerce College
05-2010
HSC - Organizational Commerce and Accounting
Maharashtra Board
04-2007
SSC - State Syllabus
Maharashtra Board
03-2005
Skills
Sales Strategy
Financial Analysis
Business Analytics
Microsoft Excel
Microsoft PowerPoint
Microsoft Word
MS Office
RTS
Windows 7
Problem Solving
Negotiation
Time Management
Teamwork
Effective communication
Professional demeanor
Accomplishments
Best Relationship Officer in financial Year 2012-13 of Solapur Area
Topper BM in Retail Business No of Files in FY year 2015-16 and 2016-17 of Solapur Area
Nil delinquency in collection of Retail products in both Financial Years 15-16 and 16-17
3 Promotions in Equitas Small finance Bank service as ABM, BM and AVP-I and Cluster Head
Best Area Manager Award in Pratam in FY 2021-22 and 2022-23
2 Promotions in Pratam service As Area Manager and Sr. Area Manager
1 Promotion in Aye Finance Ltd as AVP in 2026
Foreign trip winner in Aye finance limited in 2025
Languages
Marathi
Hindi
English
Personal Information
Date of Birth: 05/04/89
Gender: Male
Marital Status: Married
Technical Skill Set
MS Word, MS PowerPoint, MS Excel, MS-Office, RTS, Bijli, Finn one, Windows XP, Windows 7
Hobbies and Interests
Playing Cricket
Listening Songs
Gossip with friends
Timeline
Cluster Head-AVP1
Aye Finance Limited
08.2024 - Current
Sr. Area Manager
Pratam Fin Serv Private Limited
01.2020 - 07.2024
AVP-I and Cluster Head
Equitas Small Finance Bank Ltd
11.2010 - 01.2020
M.COM - Business Services and Management
Dayanand Commerce College
B. COM - Business Environment, Communication and Marketing
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Assistant Vice president & Cluster Head - Branch Banking at ESAF Small Finance Bank LtdAssistant Vice president & Cluster Head - Branch Banking at ESAF Small Finance Bank Ltd