SWATHI SUBRAMANIAN
Finance Professional
Palm View Apartments, Flat 1C, 174/1A, NSC Bose Road, Kolkata
Summary
I look forward to evolve as a professional leader with an individual identity sync with a result oriented, challenging and dynamic role for value addition of the organization with continuous upgradation of my skill sets.
Overview
12
12
years of professional experience
6
6
years of post-secondary education
1
1
Language
Work History
Group Head (Rank – Assistant Director)
CARE Ratings Ltd
Kolkata
11.2017 - Current
- Detailed analysis of the credit worthiness of the corporate entity including business, operational, management, industry & financial analysis
- Supervision of entire operation related to the analytics domain starting from scrutiny of documents to conveying the decision to clients
- Conducting due diligence with banker, auditors & management discussions with senior level executives of the company
- Approving the appraisal notes prepared by analysts, presenting the same to committee for finalizing the deserved rating to the company
- Leading a team of analysts and monitoring their performance in line with management expectations.
Chief Manager
Central Bank of India
Kolkata, Coimbatore
07.2010 - 10.2017
- Scrutinization and processing of high value loan applications of corporate clients having revenue size of Rs. 1000 Crores and above adhering to various parameters and policy guidelines
- Multi model analysis comprising of financial strength, economic study, industry study, competitor analysis and management strength.
- Carrying out Internal Rating of the borrower based on the various studies.
- Heading the branch with a team of 20 people comprising of both operation and credit vertical including various functions of souring of new proposals, processing, review & renewal of existing client portfolio, sanction, documentation & monitoring
- Compliance of audit observations , adherence to regulatory requirements
Education
B.Com (Hons.) -
Sivanath Sastri College, South City College
04.2001 - 01.2007
Higher Secondary - undefined
National High School for Girls
Secondary - undefined
Andhra Association School
PGDM - Finance
Institute of Management & Information Science
Skills
MS Office
Presentation and Communication
Analytical Aptitude
Accomplishments
- A project on Financial statement analysis of Kalpana Industries Limited, Kolkata
- A project on Risk & Return Analysis of Tata Power Limited
- A project on Evaluation of Retail Lending in India-Potentialities, Risks & Future Prospects
- A project on IPO Valuation of the IPOs in the period 2007-2009
- A project on IT sector- Industry Analysis”
- Undergone summer training for a period of 8 weeks in Axis bank Ltd, Kolkata under the treasury department and worked on the topic Foreign Exchange Risk Management
- Worked on the topic “A causal effect study of Index performance and NAV performance in the time period of 2007-2009” as a part of Dissertation study
Timeline
Group Head (Rank – Assistant Director)
CARE Ratings Ltd
11.2017 - Current
Chief Manager
Central Bank of India
07.2010 - 10.2017
B.Com (Hons.) -
Sivanath Sastri College, South City College
04.2001 - 01.2007
Higher Secondary - undefined
National High School for Girls
Secondary - undefined
Andhra Association School
PGDM - Finance
Institute of Management & Information Science