Summary
Overview
Work History
Education
Skills
Accomplishments
Timeline
Generic

SWATHI SUBRAMANIAN

Finance Professional
Palm View Apartments, Flat 1C, 174/1A, NSC Bose Road, Kolkata

Summary

I look forward to evolve as a professional leader with an individual identity sync with a result oriented, challenging and dynamic role for value addition of the organization with continuous upgradation of my skill sets.

Overview

12
12
years of professional experience
6
6
years of post-secondary education
1
1
Language

Work History

Group Head (Rank – Assistant Director)

CARE Ratings Ltd
Kolkata
11.2017 - Current
  • Detailed analysis of the credit worthiness of the corporate entity including business, operational, management, industry & financial analysis
  • Supervision of entire operation related to the analytics domain starting from scrutiny of documents to conveying the decision to clients
  • Conducting due diligence with banker, auditors & management discussions with senior level executives of the company
  • Approving the appraisal notes prepared by analysts, presenting the same to committee for finalizing the deserved rating to the company
  • Leading a team of analysts and monitoring their performance in line with management expectations.

Chief Manager

Central Bank of India
Kolkata, Coimbatore
07.2010 - 10.2017
  • Scrutinization and processing of high value loan applications of corporate clients having revenue size of Rs. 1000 Crores and above adhering to various parameters and policy guidelines
  • Multi model analysis comprising of financial strength, economic study, industry study, competitor analysis and management strength.
  • Carrying out Internal Rating of the borrower based on the various studies.
  • Heading the branch with a team of 20 people comprising of both operation and credit vertical including various functions of souring of new proposals, processing, review & renewal of existing client portfolio, sanction, documentation & monitoring
  • Compliance of audit observations , adherence to regulatory requirements

Education

B.Com (Hons.) -

Sivanath Sastri College, South City College
04.2001 - 01.2007

Higher Secondary - undefined

National High School for Girls

Secondary - undefined

Andhra Association School

PGDM - Finance

Institute of Management & Information Science

Skills

MS Office

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Accomplishments

  • A project on Financial statement analysis of Kalpana Industries Limited, Kolkata
  • A project on Risk & Return Analysis of Tata Power Limited
  • A project on Evaluation of Retail Lending in India-Potentialities, Risks & Future Prospects
  • A project on IPO Valuation of the IPOs in the period 2007-2009
  • A project on IT sector- Industry Analysis”
  • Undergone summer training for a period of 8 weeks in Axis bank Ltd, Kolkata under the treasury department and worked on the topic Foreign Exchange Risk Management
  • Worked on the topic “A causal effect study of Index performance and NAV performance in the time period of 2007-2009” as a part of Dissertation study

Timeline

Group Head (Rank – Assistant Director)

CARE Ratings Ltd
11.2017 - Current

Chief Manager

Central Bank of India
07.2010 - 10.2017

B.Com (Hons.) -

Sivanath Sastri College, South City College
04.2001 - 01.2007

Higher Secondary - undefined

National High School for Girls

Secondary - undefined

Andhra Association School

PGDM - Finance

Institute of Management & Information Science

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SWATHI SUBRAMANIANFinance Professional