SWATI BOORA
Hisar
Summary
ASSISTANT MANAGER, INDIAN OVERSEAS BANK
Dynamic banking professional with extensive experience at Indian Overseas Bank, excelling in financial analysis and credit evaluation. Proven track record in enhancing portfolio quality and driving customer engagement. Adept at risk assessment and relationship management, consistently achieving business targets while ensuring compliance and operational excellence.
Overview
3
3
years of professional experience
1
1
Certification
Work History
Credit Officer
Regional Office
PANJIM
10.2024 - Current
- Evaluated credit proposals for Retail and SME clients through financial analysis and due diligence.
- Presented credit proposals to Regional Credit Committees in line with risk and regulatory guidelines.
- Assessed branch performance on credit growth, portfolio quality, and government-sponsored schemes.
2nd Line Officer
Verla Canca Branch
RO PANJIM
06.2024 - 09.2024
- Assisted the Branch Head in achieving business targets and submitted accurate regulatory reports.
- Led customer outreach and marketing initiatives to expand the client base.
- Managed overdue accounts and contributed to the recovery of Non-Performing Assets (NPAs).
General Banking Officer
City Centre, Gwalior
RO Bhopal
06.2022 - 05.2024
- Executed core banking operations including account opening, cash handling, and remittances.
- Delivered efficient front-desk services and resolved customer queries professionally.
- Maintained accurate records and ensured adherence to audit and compliance standards.
Education
Bachelors of education -
SRM College of Education
HISAR06.2019
Bachelor of Science - PCM
CRM Jat College, KUK
HISAR06.2017
Skills
- Financial analysis
- Credit evaluation
- Customer service
- Risk assessment
- Banking operations
- Relationship management
Certification
- Cleared JAIIB, awarded by IIBFin July 2024.
- Completed IIBF Certification in AML & KYC in March 2024.
- CompletedIIBF Certification in Digital Banking in July 2024.
Accomplishments
- Achieved 1st rank in the social media campaign at the regional office level, conducted by the central office, Indian Overseas Bank (IOB)
- Secured 3rd rank in the official language and general knowledge quiz competition, organized by the regional office, Indian Overseas Bank (IOB)
Timeline
Credit Officer
Regional Office
10.2024 - Current
2nd Line Officer
Verla Canca Branch
06.2024 - 09.2024
General Banking Officer
City Centre, Gwalior
06.2022 - 05.2024
Bachelors of education -
SRM College of Education
Bachelor of Science - PCM
CRM Jat College, KUK
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