Summary
Overview
Work History
Education
Skills
Accomplishments
Additional Information
Interests
Timeline
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Swati Issar Negi

Lead Credit Analyst
Gurugram

Summary

  • Organized and dependable candidate successful at managing multiple priorities with a positive attitude. Willingness to take on added responsibilities to meet team goals.
  • An individual who intends to seek and maintain full-time position that offers professional challenges utilizing interpersonal skills, excellent time management and problem-solving skills.
  • Experienced Customer Service representative with over 12 years of experience in the service industry. Excellent reputation for resolving problems and improving customer satisfaction.


Overview

11
11
years of professional experience
4
4
years of post-secondary education

Work History

Lead Credit Analyst

American Express pvt ltd
Gurugram
07.2016 - Current
  • Communicating with clients who have overdue accounts to secure settlement of the account.
  • Delegate preventive work to avoid future overdue of accounts with high balance exposure.
  • Recovering overdue balances.
  • Identifying financial hardship. Making decisions based on challenging customer specific situations.
  • Assisting customers who are going through financial hardship and offering them with plan solutions available.
  • Engage with internal & external partner teams to ensure support to clients.
  • Upholding American Express brand image and customer loyalty through outstanding customer service.

Senior Associate

Global PC Experts
Gurugram
01.2015 - 07.2016
  • Worked varied hours to meet seasonal and business needs.
  • Achieved client satisfaction and loyalty by establishing collaborative relationships, facilitating needs assessment.
  • Promptly mediated disputes between associates to promote better collaboration and avoid work disruption.
  • Identified and resolved complex issues by applying advanced analytical and troubleshooting strategies.
  • Identified customer needs and wants to enhance customer experiences and boost sales.
  • Created solutions for customers to satisfy specific needs.


Senior Sales Associate

John Keels Bpo
Gurugram
09.2011 - 01.2015
  • Met or exceeded sales objectives on consistent basis to drive company growth.
  • Generated sales leads and cold called potential customers.
  • Mentored new sales associates for maximum performance.
  • Negotiated contracts and sales terms with new and existing clients.
  • Provided exceptional customer service to foster client loyalty and satisfaction.
  • Achieved and exceeded sales goals through dedication to identifying and pursuing new opportunities.

Education

B.A. Hons - Political Science

Delhi University
Delhi
04.2010 - 04.2013

I.A.T.A Foundation Degree - Tourism And Travel Management

Bird Academy
Delhi

High School Diploma -

The Air Force School
Delhi
04.2005 - 04.2006

MBA - Operations Management

Nurse Monjee University
Mumbai
01.2023 - Current

Skills

Verbal and written communication

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Accomplishments

  • Consistent with my performance in form of numbers.
  • Received VOCM quarterly Award in 2021


Additional Information

I have had an opportunity to work in 2 other departments within American Express.

  • Worked in IRU - Internal Recovery Unit briefly for about 3 months and gained experience in handling highly delinquent and recalled accounts to resolve credit concerns and offer solutions that help benefit clients and our company.


  • Worked in GNA - Global New Accounts for about 1 yr and 2 months. Handled new card applications verification process and also providing solutions to complete their application process.





Interests

Listening To Music

Watching Movies & Korean Dramas

Love To Cook

Love To Travel

Timeline

MBA - Operations Management

Nurse Monjee University
01.2023 - Current

Lead Credit Analyst

American Express pvt ltd
07.2016 - Current

Senior Associate

Global PC Experts
01.2015 - 07.2016

Senior Sales Associate

John Keels Bpo
09.2011 - 01.2015

B.A. Hons - Political Science

Delhi University
04.2010 - 04.2013

High School Diploma -

The Air Force School
04.2005 - 04.2006

I.A.T.A Foundation Degree - Tourism And Travel Management

Bird Academy
Swati Issar NegiLead Credit Analyst