Summary
Overview
Work History
Education
Skills
Timeline
Generic
Vaibhav Ghori

Vaibhav Ghori

Surat

Summary

Strategic and high-performing Cluster Manager with 9 years of experience in Construction Finance and Developer Lending. Proven expertise in managing large-scale portfolios, lead generation for residential/commercial projects, and leading high-output teams. Expert in risk assessment, project feasibility, and maintaining portfolio health (NPA management). Dedicated to driving Bajaj Housing Finance’s mission of market leadership through execution rigor and developer-centric financial solutions.

Overview

11
11
years of professional experience

Work History

Cluster Manager

Bajaj Housing Finance Ltd
Surat
12.2025 - Current
  • Directed a team of 3 relationship and sales managers across Surat and Vadodara clusters to achieve monthly disbursement and sanction targets.
  • Cultivated strategic partnerships with category A and B builders to enhance developer finance book.
  • Facilitated collaboration with credit and risk teams to streamline project approval processes.
  • Monitored project milestones to ensure timely disbursements.
  • Assisted in ensuring compliance with audit requirements.
    Supported management of escrow accounts and project receivables.
    Facilitated adherence to technical and legal standards.

Senior Area Sales Manager

Bajaj Housing Finance Ltd.
Surat
05.2024 - 12.2025

Area Manager

Bajaj Housing Finance Ltd
Surat
02.2023 - 04.2024

Sales Manager

DCB Bank Ltd
Surat
06.2021 - 01.2023

Area Manager

Bajaj Housing Finance Ltd
Surat
11.2019 - 06.2021

Sales Manager

Bajaj Housing Finance Ltd
Surat
07.2018 - 11.2019

Assistant Sales Manager

Au Small Finance Bank Ltd
Surat
09.2017 - 07.2018

sales executive - Working Capital

HDB Financial Services Ltd
Bhavnagar
03.2015 - 09.2017

Education

Master of Business Administration - Finance

C K shah Vijapurwala Institute of Management
Vadodara, GJ
01-2015

Bachelor of Business Administration - Finance

Sahajanand College - Bhavnagar University
Bhavnagar, GJ
01-2011

Certificate of Higher Education - commerce

Dakshina Murti - G.H.S.E.B.
Bhavnagar, GJ
01-2008

Skills

Relationship building

Client problem-solving

Adaptability in challenging environments

Goal-oriented and proactive

Professional integrity

Self-motivation and passion

Sales aptitude

Timeline

Cluster Manager

Bajaj Housing Finance Ltd
12.2025 - Current

Senior Area Sales Manager

Bajaj Housing Finance Ltd.
05.2024 - 12.2025

Area Manager

Bajaj Housing Finance Ltd
02.2023 - 04.2024

Sales Manager

DCB Bank Ltd
06.2021 - 01.2023

Area Manager

Bajaj Housing Finance Ltd
11.2019 - 06.2021

Sales Manager

Bajaj Housing Finance Ltd
07.2018 - 11.2019

Assistant Sales Manager

Au Small Finance Bank Ltd
09.2017 - 07.2018

sales executive - Working Capital

HDB Financial Services Ltd
03.2015 - 09.2017

Master of Business Administration - Finance

C K shah Vijapurwala Institute of Management

Bachelor of Business Administration - Finance

Sahajanand College - Bhavnagar University

Certificate of Higher Education - commerce

Dakshina Murti - G.H.S.E.B.
Vaibhav Ghori