Vijay Kumar V

Client Onboarding & Servicing:

• Led the end-to-end onboarding process for corporate and institutional clients, ensuring compliance with KYC/AML regulations and internal policies.
• Managed client lifecycle activities, including account setup, documentation review, due diligence, and periodic reviews.
• Served as a key point of contact for clients, resolving operational queries, and ensuring high service standards.

Asset Operations & Servicing:

• Manage end-to-end operations for bilateral and syndicated corporate loan facilities, including drawdowns, repayments, rate fixings, and fee processing, in compliance with regulatory and facility terms.
• Liaise with internal stakeholders and agent banks to ensure accurate servicing, lifecycle event execution, and data integrity across systems like ICORE, FINACLE, and CMART.
• Lead process improvements, risk controls, and team supervision to enhance operational efficiency, automation, and compliance in corporate asset servicing.

Corporate Deposits:

• Oversaw operations for fixed deposits, term placements, and current account management for corporate clients.
• Coordinated with the treasury and relationship teams for deposit renewals, closures, interest payouts, and reconciliations.
• Ensured accurate and timely processing of deposit transactions, while adhering to regulatory and internal controls.

Trade Operations:

• Managed LCs, BGs, buyers' credit, bill purchases, limit setup, disbursements, and collections.
• Ensured compliance with trade regulations and internal policies.
• Streamlined processes to improve efficiency and turnaround times.

• Evaluated credit for secured/unsecured loans and ensured policy compliance.
• Coordinated with RMs for financial analysis and approvals.
• Managed operations, audits, and document control.
• Reviewed disbursement documents as per policy.

• Managed loan disbursements across multiple products.
• Trained teams to reduce TAT, and implement process updates.
• Resolved audit queries promptly.
• Handled cash and customer service.
• Ensured timely, quality customer support.

• Marketing of the chit fund products.
• Cash collection and customer service.
• Achieving monthly goals.