VIKAS V
Bengaluru
Summary
Banking professional with hands-on experience in retail branch operations, KYC compliance, and regulatory processes at HDFC Bank. experienced in bridging branch-level operations with system workflows and compliance-driven updates. Seeking transition into Business Analyst & IT Consulting role within BFSI domain leveraging banking process expertise.
Overview
8
8
years of professional experience
1
1
Certification
Work History
Assistant Manager – Retail Banking Operations
HDFC Bank Ltd
Chandra Layout Branch
01.2023 - Current
- Managed CASA account opening, KYC/CKYC updates, and regulatory documentation, ensuring RBI compliance.
- Coordinated with Operations, Compliance, and IT teams to resolve Core Banking System (CBS) issues and improve TAT.
- Reviewed the account opening workflow to reduce documentation gaps and rework. Supported testing of system updates related to KYC, and compliance changes.
- Handled Cash transactions, RTGS/NEFT, clearing, remittances, and reconciliations; resolved transaction mismatches.
Visa Officer – Compliance & Operations
VFS Global
MG road, Bangalore
06.2018 - 06.2019
- Processed and verified over 500 visa applications, ensuring adherence to international compliance and documentation standards. Coordinated with the embassy and internal teams to ensure a smooth workflow and timely case resolution.
- Managed confidential information securely while maintaining daily operational accuracy.
Education
MBA - Finance
Jain University
Bangalore, IndiaBachelor of Commerce - Finance
Bangalore University
Bangalore, IndiaSkills
- Core Banking System (CBS) Exposure (Flexcube)
- KYC / AML Process Flow & Compliance
- RBI Compliance & Audit Support
- SQL (Basic querying – learning)
- Business Requirement Gathering (BRD)
- User Acceptance Testing (UAT) Support
- Retail Banking Operations (CASA, KYC, CKYC)
- Advanced Excel & Reporting
Languages
English
Proficient
C2
Kannada
Beginner
A1
Hindi
Upper Intermediate
B2
Personal Information
Certification
- AML / KYC Compliance – Indian Institute of Banking & Finance (IIBF)
- Generative AI for Finance – UpGrad
- Financial Modeling & Valuation – UpGrad
Timeline
Assistant Manager – Retail Banking Operations
HDFC Bank Ltd
01.2023 - Current
Visa Officer – Compliance & Operations
VFS Global
06.2018 - 06.2019
MBA - Finance
Jain University
Bachelor of Commerce - Finance
Bangalore University