Finance professional with a solid academic foundation in finance, coupled with hands-on experience in credit risk assessment, loan processing, and financial analysis. Proficient in evaluating investment opportunities, conducting market research, and implementing risk management strategies. Skilled in leveraging SQL, financial modeling, and technical analysis to deliver data-driven insights. Demonstrated ability to manage cross-functional collaborations, streamline processes, and enhance client satisfaction. Experienced in international currency and commodity trading, portfolio management, and fundamental and technical analysis of financial markets.
Credit Risk Assessment: Evaluated customer creditworthiness by analyzing financial documents, assessing risk parameters, and gaining in-depth exposure to the home loan underwriting process.
Loan Processing & Structuring: Collaborated with the credit and risk teams to assess risk profiles and contribute to loan structuring, balancing client needs with organizational risk tolerance.
Compliance & Risk Mitigation: Ensured all loan applications adhered to regulatory and internal policies, mitigating default risks by thoroughly verifying customer credit profiles.
Cross-functional Collaboration: Partnered with legal, credit, and operations teams to optimize loan disbursement workflows, reducing turnaround time and enhancing overall customer experience.
Customer Retention & Post-Approval Service: Played a critical role in post-approval processes, ensuring seamless transitions from approval to disbursement and contributing to improved customer retention rates.