Aniket Sawant
Senior Associate, Merchant Acquiring
Mumbai
Summary
Full time PGDM in Finance with CGPA of 7.76. Overall, 9 years of experience with the 5 years of experience in Banking and Financial services across finance operations. Having proven experience (Operations experience) in streamlining processes, improving workflow, and ensuring financial transactions are executed accurately and efficiently within the regulated environment.
Overview
13
13
years of professional experience
Work History
Senior Associate
Razorpay Software Private Limited
02.2025 - Current
- Responsible for ensuring the account receivables for major banks. Also, under Direct & Aggregator business model, ensuring the collections from enterprise and affordability merchants.
- Responsible for managing the invoicing, billing and collection of payments for POS hardware, software subscriptions, maintenance, and service fees in a timely manner.
- Coordinate with the finance team to ensure timely sharing the MIS each month by verifying billing information, ensuring it aligns with the agreements and agreed commercials. Generate and send accurate invoices based on confirmation on the reconciliation.
- Investigate and resolve billing discrepancies, short payments, and disputes by coordinating with the Sales, Customer Service, and Operations team.
Deputy Manager
Axis Trustees Services Limited
07.2023 - 02.2025
- Driving the Debenture Trustee mandates and Security Trustee mandates right from facilitating in Drafting the Transaction documents, Creation of Charge, continuous monitoring of the covenants and payment of Interest and Principal amount and resolving/addressing Debenture Holders queries/requirement.
- Checking /Verifying the compliance documents as per the requirements of the transaction.
Deputy Manager
HDFC Bank Ltd
03.2021 - 06.2023
- As a deputy manager, I was part of newly formed team in March 2021 for performing the monthly data validation of POS & VAS vendors such as Ezetap (Now Razorpay), Pine Labs, Paytm, PAYU, In-Solutions Global, Qfix etc and giving confirmation to generate invoices post validating the data with banks data.
- Validation of the billing data shared by multiple POS vendors with the underlying data available in the bank records and the cross checking the POS agreements to ensure accuracy in the billing.
Process Associate
Tata Consultancy Services
08.2014 - 05.2017
- I worked as part of card operations team. Handling accounts of various clients of NA region and resolving their queries on timely basis to meet the SLA requirements.
- Providing solutions to client for their account related queries. Example- Payments, Charges and Collection settlement.
Security Assistant
Jet Airways Pvt Ltd
06.2013 - 08.2014
- Security Assistant at terminal – 2 International Airport.
- Safely assisting our guests through ticketing, check-in and flight boarding.
Education
PGDM - Finance
ICFAI Business School
Mumbai01.2020
Bachelor of Commerce - undefined
M. L. Dahanukar College of Commerce
Mumbai01.2012
Skills
Timeline
Senior Associate
Razorpay Software Private Limited
02.2025 - Current
Deputy Manager
Axis Trustees Services Limited
07.2023 - 02.2025
Deputy Manager
HDFC Bank Ltd
03.2021 - 06.2023
Process Associate
Tata Consultancy Services
08.2014 - 05.2017
Security Assistant
Jet Airways Pvt Ltd
06.2013 - 08.2014
Bachelor of Commerce - undefined
M. L. Dahanukar College of Commerce
PGDM - Finance
ICFAI Business School