Anjan Jyoti Talukdar
Guwahati
Summary
Confident professional proudly touting exemplary Business, Operation and Risk Management abilities. Successful leader with more than 20 years in business. Known for excellent employee motivation and exemplary communication skills.
Overview
23
23
years of professional experience
Work History
Regional Head – Branch Banking
YES Bank Ltd
Guwahati
10.2020 - Current
- Responsible for regional business budget – Liabilities / Asset / Fees / Others Cross Sale
- Ensuring smooth Branch Operation
- Compliance & Service with Good Audit Rating
- Branch level Profitability.
- Collaboration with Other Business Unit and new business development
- Close monitoring of Branch level contribution to business across parameters
- Review of various risk parameters along with regional and cluster Service & compliance teams.
- Close monitoring of Branch Admin & Infra along with Infra team
- New Branch expansion and monitoring
- Ensuring staffing as per budgeted head count at various positions along with HR team, regular review on gap.
- Coordination with regulatory authority – RBI / SLBC / DCC etc.
Cluster Head - Branch Banking
YES Bank Ltd
11.2017 - 09.2020
- Branch Overall Business Budget, including Liabilities / Asset / Fees
- Ensuring smooth Branch Operation, Compliance & Service with Good Audit Rating
- Branch Profitability, ensuring profitability of all branches.
- Close coordination with other business unit for business development
- Setting up the compliance culture within the Branches
- Monitoring of various risk parameters through BSI & BHSC
- Close monitoring and review of Goal Sheet of RM & PB & SO & BSM
- Review and direction to Branches for Business Performance.
Regional Head Service & Compliance
YES Bank Ltd
12.2016 - 11.2017
- Review of branch operation and compliance periodically with Cluster Operation Head reporting to me directly
- Ensuring all observation highlighted to be closed on real time basis during branch audit
- Training and Development of Branch Operation teams (Deputy Branch Manager & Personal Banker)
- Monitoring of Customer Query and Complain and smooth resolution & Closer
- Coordination with Regulatory Authority at local level – RBI, SLBC, DCC etc.
- Complete monitoring of new branch opening process – identification of property to branch operational.
Cluster Branch Manager
ICICI Bank
GUWAHATI
11.2013 - 12.2016
- Managed 5 Branches in Beltola Cluster (Nov 2013 to March 2015) and Guwahati Cluster (April 2015 to Dec 2016), Biggest Cluster of NENB Zone with Book size of 700 Cr
Branch Manager
HDFC Bank
Chandamari
02.2012 - 11.2013
- Managed Chandamari Branch.
Branch Manager
HDFC Bank
Barpeta Road
01.2009 - 01.2012
- Managed Barpeta Road Branch.
Area Credit Manager
HDFC Bank
Guwahati
01.2008 - 06.2009
- Responsible for Auto & TWH Loan for NE & NB with a team size of 5 Credit Manager reporting to me base out of Siliguri, Guwahati & Jorhat
- Analyzed and monitored credit activity of customers to ensure payment compliance.
- Conducted detailed reviews of customer accounts to identify potential areas of risk or fraud.
- Identified process improvements and implemented changes to enhance operational effectiveness and efficiency.
Area Credit Manager
HDFC Bank
Kolkata
01.2007 - 12.2007
- Responsible for Auto Loan & Used Car Loan Business of West Bengal & North East Location with team size of 8 Credit Manager Reporting to me. total monthly disbursement volume handled 75 Cr during 2007.
Credit Manager
HDFC Bank
Guwahati
06.2004 - 12.2006
- Worked in Auto Loan / TWH Loan / Personal Loan department.
Executive Operation
UTI Bank
Guwahati
02.2004 - 05.2004
- Worked at Guwahati Main Branch.
Executive
TATA Finance Ltd
Guwahati
06.2001 - 02.2004
- Worked at Guwahati Branch.
Education
EDP - HR
XLRI
JAMSHEDPUR03-2022
B. Com. - Accountancy & Taxation
Gauhati Commerce College, Gauhati University
GUWAHATI06-1996
Skills
- Team Management
- Sales Planning
- Client Relationships
- Relationship Building
- Operations Management
- Employee Recruitment
- Risk Management
Personal Information
- Date of Birth: 01/05/1975
- Marital Status: Married
Languages
English, Assamese and Hindi
Timeline
Regional Head – Branch Banking
YES Bank Ltd
10.2020 - Current
Cluster Head - Branch Banking
YES Bank Ltd
11.2017 - 09.2020
Regional Head Service & Compliance
YES Bank Ltd
12.2016 - 11.2017
Cluster Branch Manager
ICICI Bank
11.2013 - 12.2016
Branch Manager
HDFC Bank
02.2012 - 11.2013
Branch Manager
HDFC Bank
01.2009 - 01.2012
Area Credit Manager
HDFC Bank
01.2008 - 06.2009
Area Credit Manager
HDFC Bank
01.2007 - 12.2007
Credit Manager
HDFC Bank
06.2004 - 12.2006
Executive Operation
UTI Bank
02.2004 - 05.2004
Executive
TATA Finance Ltd
06.2001 - 02.2004
EDP - HR
XLRI
B. Com. - Accountancy & Taxation
Gauhati Commerce College, Gauhati University
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