Arun Raveendranathan
Business System Analyst Senior
Bengaluru
Summary
Senior Business Analyst (Payments) with 10+ years of experience delivering enterprise-scale transaction banking and financial messaging solutions for tier-1 global banks and fintech platforms.
Deep expertise in SWIFT MT/MX, ISO 20022 (PAIN, CAMT), SWIFT GPI, and high-value payment schemes including SEPA, TARGET2, CHAPS, and EBA.
Proven ability to translate regulatory, compliance, and business requirements into clear functional specifications, data mappings, and user stories across Agile and Waterfall delivery models.
Strong track record in UAT leadership, bank onboarding, and large-scale payment transformations.
Overview
10
10
years of professional experience
1
1
Certification
3
3
Languages
Work History
Lead Business Analyst – Payments
Fidelity National Information Services (FIS)
04.2022 - Current
- Lead business analysis for a cloud-native, scalable payments SaaS platform supporting corporate and bank payment processing
- Own design and governance of the Global Bank Formats Library, enabling standardized payment transformation across regions and banking partners
- Analyze and define payment initiation, clearing, and reporting flows across multiple countries and schemes
- Work closely with solution architects and product managers to define core payment capabilities and platform enhancements
- Coordinate with banks, ERP systems, and clients to validate message formats, file structures, and end-to-end processing
- Support customer onboarding, payment routing, reconciliation, and cash management workflows
- Product: FIS Payment Hub – Standard Edition (SaaS Payments Platform)
Senior Test Analyst – Payments
Wells Fargo
07.2021 - 04.2022
- Defined and maintained functional workflows and interface specifications for a Windows-based Money Transfer System
- Executed system, integration, and regression testing across internal and external payment interfaces
- Ensured functional accuracy and stability of payment processing under enterprise banking standards
Business Analyst/UAT Test Lead
Tata Consultancy Services
09.2015 - 07.2021
Client: Deutsche Bank Group
Project: MINT to GTExchange – FMS Migration (Financial Messaging Services) | UAT
Role: UAT Lead
• Led requirements elicitation and stakeholder coordination across SWIFT-interfacing downstream
systems
• Acted as the primary liaison between business, IT, testing teams, and SWIFT interfaces, providing
regular status reporting to senior stakeholders
• Managed and executed User Acceptance Testing (UAT), end-to-end testing, and supported
production deploymenftor the FMS migration from MINT to GTExchange
Project: SWIFT Standard Releases (2016–2020)
Role: Business Analyst
• Gathered and defined business and system requirements for annual SWIFT Standard Releases across
MT1xx–MT9xx message types
• Translated business requirements into detailed functional specifications and user stories, aligned
with SWIFT standards
• Designed, prepared, and executed test cases, ensuring compliance with SWIFT message formats and
network validations
• Coordinated delivery with global stakeholders across India, Germany, Russia, the US, and the UK,
supporting over 150 backend systems connected to FMS
Education
Bachelor of Technology (B.Tech) - Computer Science & Engineering
University of Calicut
Palakkad, India01.2015
Skills
Payments Messaging: SWIFT MT, SWIFT MX, ISO 20022
Payment Schemes: SEPA, TARGET2, CHAPS, EBA
Payments Functions: Initiation, Clearing, Settlement, Reporting
Analysis Tools: Functional Specs, User Stories, Data Mapping
Testing: UAT, Integration Testing, End-to-End Validation
Methodologies: Agile, Waterfall
Tools: Microsoft Excel
Core Competencies (Payments-Focused)
- Payments & Transaction Banking
- SWIFT MT / MX & ISO 20022 Migration
- Payment Initiation & Reporting (PAIN / CAMT)
- SWIFT GPI & Cross-Border Payments
- SEPA, TARGET2, CHAPS, EBA Schemes
- Business & Functional Requirements
- Payment Format Mapping & Validation
- User Acceptance Testing (UAT)
- Stakeholder & Bank Coordination
- Agile / Waterfall Delivery
Certification
1. ISTQB® -BCS Certified Tester Foundation Level Certificate Number: 00272744 Candidate Number: VD34558995 Training Provider: Pearson Vue
Declaration
I confirm that the information provided above is true and accurate to the best of my knowledge.
Timeline
Lead Business Analyst – Payments
Fidelity National Information Services (FIS)
04.2022 - Current
Senior Test Analyst – Payments
Wells Fargo
07.2021 - 04.2022
Business Analyst/UAT Test Lead
Tata Consultancy Services
09.2015 - 07.2021
Bachelor of Technology (B.Tech) - Computer Science & Engineering
University of Calicut