Divesh Kumar
Retail Sales Associates
Ghaziabad
Summary
I'm seeking a competition and challenging environment where I can serve your organization and establish an enjoyable career for myself
Overview
10
10
years of professional experience
1
1
Language
Work History
Area Sales Manager
Capserv
07.2025 - Current
- Develop and execute sales strategies to achieve home loan sales targets within the assigned geographical area.
- Build and maintain strong relationships with clients, channel partners, real estate agents, and financial institutions to drive business growth.
- Lead, mentor, and manage a team of sales representatives, setting individual and team goals and monitoring performance.
- Ensure compliance with all regulatory requirements and company policies, and prepare regular sales reports for senior management.
Sr Relationship Manager
Easiloan Techno Solutions Pvt Ltd
01.2025 - 07.2025
- Drive sales and business growth by sourcing and converting leads for home loans and related products.
- Manage the end-to-end loan process, from lead generation to loan disbursal, ensuring timely and accurate documentation and compliance.
- Collaborate effectively with channel partners, banks, and internal teams to streamline processes and resolve any bottlenecks.
- Monitor market trends and competitor strategies to identify new business opportunities and maintain a competitive edge.
- Managed and expanded the mortgage business across Delhi NCR, Chandigarh, and Mumbai by building strong relationships with channel partners and driving business growth.
Team Manager
PaisaBazaar Marketing & Consulting Pvt Ltd
08.2024 - 01.2025
- Convert home loan and mortgage leads into field appointments and guide clients throughout their application journey.
- Oversee the end-to-end process for converting leads into loan disbursals, ensuring regulatory compliance and proper documentation.
- Cultivate and maintain strong relationships with banks and NBFCs, collaborating to streamline loan processing and resolve any issues promptly.
- Meet with loan applicants to understand their requirements, collect necessary information, and suggest the best products for their needs.
- Address customer queries and concerns about loan products, resolving issues for maximum satisfaction.
- Analyze active loan files regularly to identify bottlenecks and propose solutions to expedite approvals.
- Prepare comprehensive loan proposals and facilitate contract completion, helping customers understand terms, conditions, and policies.
- Achieve monthly targets on loan disbursal through leads provided by Paisabazaar.
- Maintain strong interpersonal skills, be adaptable in a fast-paced environment, and manage multiple tasks simultaneously.
Loan Manager
Magicbricks Realty Services Limited
07.2021 - 09.2024
- Acquisition of Home Loans & LAP
- Convert the lead into disbursal Manage team and fulfill the target
Team Manager
DS Finance Services
08.2018 - 10.2019
- Acquisition of Home Loans / LAP/ Personal Loans
- Team management Meeting with the customer, Convert the lead into the disbursal
Team Leader
Avnialina Management Consultant Pvt Ltd
10.2015 - 07.2018
- Acquisition of Home Loans / LAP/ Personal Loans
- Team management Meeting with the customer, Convert the lead into the disbursal
Education
Bachelor of Commerce - Commerce
CCS University
07-2018
12th - undefined
G. S. M Sry Sec Public School
10th - undefined
G. S. M Sry Sec School
Skills
Strong leadership and team management skills to effectively guide and motivate the sales team
Excellent communication, negotiation, and interpersonal abilities to build relationships with clients, channel partners, and financial institutions
Strategic planning and analytical skills to develop sales strategies, analyze market trends, and identify new business opportunities
Proficiency in CRM tools and technology to track sales performance and manage customer relationships efficiently
Deep knowledge of home loan products, lending processes, and regulatory compliance to ensure smooth operations and customer satisfaction
Interests
Help others and listen music
DECLARATION
I hereby Declare the above information is accurate. (Divesh Kumar)
PERSONAL DETAILS
- Address: H. No 60 Pran Garhi Behind Santosh hospital Ghaziabad, Uttar Pradesh, 201001
- Date of Birth: 1996-02-04
- Gender: Male
- Nationality: Indian
CAREER OBJECTIVE
Personal Traits: Good Communication / Punctuality
Timeline
Area Sales Manager
Capserv
07.2025 - Current
Sr Relationship Manager
Easiloan Techno Solutions Pvt Ltd
01.2025 - 07.2025
Team Manager
PaisaBazaar Marketing & Consulting Pvt Ltd
08.2024 - 01.2025
Loan Manager
Magicbricks Realty Services Limited
07.2021 - 09.2024
Team Manager
DS Finance Services
08.2018 - 10.2019
Team Leader
Avnialina Management Consultant Pvt Ltd
10.2015 - 07.2018
12th - undefined
G. S. M Sry Sec Public School
10th - undefined
G. S. M Sry Sec School
Bachelor of Commerce - Commerce
CCS University