Gokulakrishnan G A
Gobichettipalayam
Summary
Seasoned Branch Head with significant experience in managing banking operations, streamlining processes, and leading high-performing teams. Display strong leadership skills, an adept understanding of financial management principles, and exceptional customer service. Previous roles involved improving operational efficiency, implementing cost-saving measures, and fostering team collaboration.
Overview
10
10
years of professional experience
Work History
Branch Head
ESAF Small Finance Bank
02.2024 - Current
- In ESAF Bank i was currently designated as Branch Head
- I had increase the Book size of sathyamangalam Branch From 37Cr to 78Cr with in 2 Years.
- The Gold Loan book when i joined was 8Cr now the book was grown to 37Cr.
- Achieving targets for various products, including deposits, loans, insurance, and investments.
- Managing the branch's Profit & Loss (P&L), including preparing budgets, monitoring cash flow, and controlling expenses.
- Assessing market conditions and developing strategies to expand the customer base and increase market share.
- Managed daily operations of a branch, including customer service, staff scheduling, and product distribution.
- Overseeing daily operations, such as opening/closing procedures, cash management, and security measures.
- Ensuring strict adherence to all banking laws, regulations (including RBI guidelines), and internal bank policies.
- Conducting risk assessments (credit, operational, market) to identify and mitigate potential issues.
- Maintaining accurate records and preparing reports on branch performance for senior management.
Deputy Branch Manager
ICICI BANK
07.2023 - 10.2023
- Designated as Deputy Branch Manager.
- Maintain the Operations in the branch at very high integrity and high standard.
- Educate the New comer about the process and instruct them to adhere to them.
- Fulfilling the regulatory requirement.
- Evaluation of effectiveness and efficiency of various controls in branches.
Branch Relationship Manager
Equitas Small Finance Bank
03.2021 - 07.2023
- I was currently designated as Branch relationship manager.I was assigned with 30Cr of portfolio to handle mostly HNI clients.
- The objective is to increase the portfolio size by 50% every year.
- To achieve this the customer value and product holding must increase in existing client and new acquisition HNI clients.
Branch operational manager
AXIS BANK
03.2020 - 03.2021
- Currently working passionately as Branch operational manager.
- Evaluation of effectiveness and efficiency of various controls in branches.
- Identification of process gaps and suggesting improvements for the same.
- Preparation of reports based on audit findings for presentation to senior management
Regional Service Manager
ICICI BANK
06.2016 - 02.2020
- Designated as Regional Service Manager.
- Maintain the Operations in the 30 branch at very high integrity and high standard.
- Educate the New comer about the process and instruct them to adhere to them.
- Fulfilling the regulatory requirement.
- Evaluation of effectiveness and efficiency of various controls in 30 branches.
- Identification of process gaps and suggesting improvements for the same.
- Preparation of reports based on audit findings for presentation to senior management.
- The main Focus is to increase the effectiveness of NPS(Net Promoter Score)
Education
PGDB -
Manipal Academy of Banking
BangaloreBachelor of Engineering -
Hindusthan college of Engineering and Technology
Skills
- IRDA CERTIFIED
- AMFI CERTIFIED
- MARKETING
- PROFIT MANAGEMENT
- MARKET STRATEGY
- TEAM LEADERSHIP
Hobbies and Interests
- Reading Books
- Traveling
- Rubix Cube Solver
Languages
English
Advanced
C1
Tamil
Proficient
C2
Timeline
Branch Head
ESAF Small Finance Bank
02.2024 - Current
Deputy Branch Manager
ICICI BANK
07.2023 - 10.2023
Branch Relationship Manager
Equitas Small Finance Bank
03.2021 - 07.2023
Branch operational manager
AXIS BANK
03.2020 - 03.2021
Regional Service Manager
ICICI BANK
06.2016 - 02.2020
PGDB -
Manipal Academy of Banking
Bachelor of Engineering -
Hindusthan college of Engineering and Technology