Summary
Overview
Work History
Education
Skills
Certification
Accomplishments
Positions Of Responsibility
Timeline
Generic
KIRANDEEP KAUR

KIRANDEEP KAUR

Mumbai

Summary

Product Manager with extensive experience at Utkarsh Small Finance Bank, specializing in product development and market research. Demonstrated success in launching consumer credit cards and optimizing operations, resulting in increased efficiency and growth. Skilled in data analysis and customer relationship management, with a strong ability to collaborate with cross-functional teams to meet strategic goals.

Overview

5
5
years of professional experience
1
1
Certification

Work History

Product Manager

Utkarsh Small Finance Bank Limited
Mumbai
05.2024 - Current
  • Directed product development for consumer credit cards in collaboration with top management and stakeholders.
  • Designed product features through market research and competitive benchmarking for unsecured and secured cards.
  • Managed end-to-end project execution for credit card launches and their lifecycle management.
  • Streamlined reporting processes for credit card operations, including NPA and regulatory reporting to RBI.
  • Led underwriting project for unsecured cards utilizing proprietary scorecard and implemented Business Rule Engine.
  • Oversaw co-branded FD-linked secured cards project with Super money, ensuring operational efficiency.
  • Coordinated with external stakeholders, including Networks, Switch, CMS Provider, ACS, and Credit Bureau.
  • Established cross-selling processes for secured cards targeting existing bank customers.

Management Trainee (Digital Marketing)

Agilus Diagnostics Ltd. (Formerly SRL Ltd.)
04.2023 - 06.2023
  • Assisted in copywriting, SEO, social media campaigns, and analytics.
  • Conducted secondary research for teaser and sustenance campaigns; learned brand management and performance marketing using Google and Meta ads.

Sales and Marketing Intern

Universal Tribes Ltd.
11.2022 - 12.2022
  • Conducted research and data analysis to define audiences.
  • Generated leads and sales through strategic marketing efforts.
  • Involved in digital marketing and vendor onboarding.

Community Outreach Intern

Yuvaa
03.2020 - 01.2021
  • I worked in the social media marketing team for an Instagram page with over 300,000 followers.
  • Managed focus groups in collaboration with Fastrack, Instagram, LinkedIn, Tinder, etc.
  • Panel speaker for a conference organized by Tinder, India.

Education

MBA - Marketing, Business Analytics

BML Munjal University
Gurugram
06.2025

B.A. (Hons.) - Business Economics

SGGSCC, University of Delhi
New Delhi
01.2022

HSC - Non-Medical Science

St. Mary's Sr. Sec. School
Moradabad
01.2018

SSC -

St. Mary's Sr. Sec. School
Moradabad
01.2016

Skills

  • Product management
  • Data analysis and analytics
  • Market research
  • Customer relationship management
  • Team collaboration and support

Certification

  • Strategic management – The London School of Economics and Political Science (Global Summer School)
  • Certified Executive of Project Management – IIPE (accredited by CPD Group, UK)
  • Green Belt – Lean Six Sigma (IIPE, accredited by CSSC)

Accomplishments

Finalist – Hult Prize BMU (on-campus round): startup idea 'DAMRU Totes' focused on recycled, sustainable station cloth, and tote bags Finalist among 15 teams in the social entrepreneurship competition aligned with the UN SDGs

Positions Of Responsibility

  • Head of Design, Club Sierra, 2022 – 2023, led marketing for events like Hult Prize and TEDx at BML Munjal University
  • Venue management team lead, SSIC conference, 2019
  • Organizing Committee, MUJMUN 7.0, publicity and promotions

Timeline

Product Manager

Utkarsh Small Finance Bank Limited
05.2024 - Current

Management Trainee (Digital Marketing)

Agilus Diagnostics Ltd. (Formerly SRL Ltd.)
04.2023 - 06.2023

Sales and Marketing Intern

Universal Tribes Ltd.
11.2022 - 12.2022

Community Outreach Intern

Yuvaa
03.2020 - 01.2021

MBA - Marketing, Business Analytics

BML Munjal University

B.A. (Hons.) - Business Economics

SGGSCC, University of Delhi

HSC - Non-Medical Science

St. Mary's Sr. Sec. School

SSC -

St. Mary's Sr. Sec. School

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