KUNDAL KISHOR NATH

• Led regional sales and business development initiatives across multi-branch vehicle finance network.
• Managed annual disbursement of ₹200 crore during the last financial year, as reported.
• Directed branch managers to review business performance, support sales execution, and track target progress.
• Oversee branch-level market mapping, business generation, dealer/customer relationship management, and cross-selling initiatives.
• Managed sales support across new and used commercial vehicles, private cars, LCV, ICV, CV, MHCV, farm equipment, and machinery.
• Managed cross-branch coordination for operational execution and collection follow-through to maintain portfolio quality.

• Led branch growth, business development, and profitability, with focus on sales, collections, and cross-selling.
• Reviewed daily business and collection performance with branch team, guiding staff on action plans to achieve targets.
• Analyzed finance market trends to identify potential business opportunities. and generated business across the Sivasagar and Jorhat areas.
• Mapped the finance market and generated business across the Sivasagar and Jorhat areas.
• Managed sales operations for private cars and commercial vehicles to drive growth. across private cars, LCV, ICV, CV, MHCV, farm equipment, and machinery.

• Monitored team performance and coached members, resulting in achievement of collection targets.
• Prioritised high-value overdue accounts and coordinated resources, enhancing resolution of outstanding balances.
• Coordinated with legal counsel to take action on defaulting accounts.
• Conducted team performance reviews and provided guidance, fostering professional development.

• Facilitated business growth, branch development, and profitability at Majuli Rural Branch.
• Monitored team performance and evaluated business, collection, and cross-selling strategies.
• Directed team efforts to achieve sales and collection targets.

• Generated business leads for new and used commercial vehicles and private cars, enhancing cross-selling opportunities.
• Developed expertise in vehicle finance sales and customer relationship management, strengthening client relationships.
• Processed loan applications, verifying KYC, income documents, and credit records for completeness.
• Coordinated with branch teams to resolve discrepancies in disbursement and account documentation.
• Monitored repayment schedules and followed up on overdue accounts with accuracy and professionalism.

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