
Seasoned NBFC professional with 21+ years of experience in vehicle finance, specializing in scaling business operations, improving portfolio quality, and driving collections efficiency across Kerala and Karnataka. Proven track record in managing high-value portfolios, controlling delinquency, expanding dealer networks, and building high-performing teams.
P&L; Management & Business Growth
Portfolio & Risk Management
Collections & Recovery Strategy
Credit Assessment & Underwriting
Dealer / DSA Network Expansion
Team Leadership & Productivity Enhancement
Legal Recovery & Compliance