MADANLAL PALIWAL
Jaipur
Summary
Dynamic banking professional with extensive experience at ICICI Bank, excelling in branch operations and financial analysis. Proven track record in enhancing profitability and compliance, while fostering team collaboration. Adept in risk management and investment guidance, driving customer satisfaction and loyalty through strategic initiatives.
Overview
13
13
years of professional experience
3
3
Certifications
Work History
Branch Manager
ICICI BANK LTD
Jaipur
10.2023 - Current
- Managed a branch with liabilities exceeding INR 150 crore and assets totaling INR 450 crore, ensuring compliance with regulations.
- Managed end-to-end operations of branch, ensuring compliance, optimizing sales processes, and streamlining payment systems for efficiency.
- Ensured branch profitability and managed book size in compliance with RBI guidelines and bank policy.
- Directed daily branch operations, enhancing customer service, coordinating human resources, and driving sales and marketing activities.
- Developed strategies to enhance customer satisfaction and loyalty, fostering long-term relationships with clients.
- Supervised daily operations to ensure efficient branch functionality.
- Boosted customer base, acquiring new customers and identifying needs to deliver relevant products.
- Built strong rapport with new and existing clients to better serve financial needs and promote branch loyalty.
- Worked cross-functionally to plan and establish branch goals, supporting strategic objectives.
- Monitored financial performance of the branch on a monthly basis.
- Created reports summarizing operational performance metrics for senior management review.
- Performed regular audits of financial records in order to ensure accuracy.
- Designed sales and service strategies to improve revenue and retention.
- Implemented internal control procedures to minimize risk exposure and maximize profitability.
- Implemented inventory management procedures to maintain stock levels.
- Completed month-end and year-end closings, kept records audit-ready and monitored timely recording of accounting transactions.
Products sales manager for Global trade and Forex
HDFC BANK
12.2016 - 10.2023
- Generated an annual revenue budget exceeding INR 7.5 crore through focused strategies.
- Onboarded new clients in trade and forex sectors monthly, contributing to sustained business growth.
- Strengthened relationships with corporate clients, increasing cross-selling opportunities.
- Oversaw daily foreign transactions related to LC issuance, discounting, confirmation, and negotiation per FEMA regulations.
- Coordinated closely with treasury and RBI to meet compliance deadlines for transactions.
- Managed all aspects of capital account transactions, including foreign direct investment.
- Conducted comprehensive training for staff on retail forex products and RBI protocols.
- Streamlined operations for global trade branches, improving service delivery efficiency.
Products sales manager for Global trade and Forex
KOTAK MAHINDRA BANK
08.2015 - 12.2016
- Oversaw global foreign transactions, including LC issuance, confirmation, advising, and negotiation as per UCP 600.
- Managed all import-export and merchant trade transactions with precision.
- Handled all bill discounting, bank guarantees, and open account financing efficiently.
- Executed FDIODI and external commercial borrowing transactions in compliance with FEMA regulations.
- Developed strategic sales plans, enhancing customer engagement and satisfaction.
- Onboarded new clients, contributing to trade department's growth.
- Maintained strong relationships with corporate clients and internal departments.
- Conducted training sessions on retail forex products and RBI guidelines for branch staff.
Assistant Manager
Standard Chartered Bank
01.2015 - 08.2015
- Managed wealth management products, resolving team and country queries to support operational effectiveness.
- Monitored team performance and implemented effective management strategies.
- Resolved team issues related to products and processes, ensuring smooth operations.
- Executed error rectification initiatives across all branches to enhance accuracy.
- Reviewed output vouchers, overseeing operations across South India branches to maintain accuracy and efficiency.
- Conducted branch audits to ensure compliance and operational efficiency.
- Approved process notes and amendments, ensuring clarity and compliance in documentation.
- Oversaw custodian responsibilities for all lodgments at SCB Chennai.
Senior Officer
Scope International
09.2012 - 01.2014
- Ensured compliance with AML and OFAC sanctions in transaction handling.
- Oversaw import and export invoice financing operations for West African markets.
- Negotiated, confirmed, and advised on letters of credit (LC) to ensure smooth transaction processes.
- Managed LC documentation in accordance with UCP 600 standards.
- Handled trade bills, LC payments, collections under UCP 525, and refinancing processes.
- Monitored adherence to service level agreements regarding productivity and accuracy.
- Compiled and submitted operational performance reports daily, enhancing visibility across multiple countries.
- Led training initiatives for new employees, improving onboarding efficiency and knowledge transfer.
Education
B.COM - Corporate Secretary Ship And Computer Application
Kongu Arts And Science College
Erode01.2012
Higher Secondary - State board
Nandhi Matriculation. Hr. Sec. School
Erode01.2009
SSLC - State board
Sarswathi Matriculation Hr. Sec. School
Phalodi, RJ01.2007
Skills
- C
- C
- Ms office package
- Branch operations
- Financial analysis
- Regulatory compliance
- Risk management
- Team player
- Account analysis expertise
- Banking
- Work prioritization
- Proficient in MS office
- Investment guidance
Personal Information
- Date of Birth: 10/09/91
- Gender: Male
- Nationality: Indian
- Marital Status: Married
Projects
Migrating the new DTP Application for trade operation, Scope International Testing the new developed application for Trade function supporting, Scope International Testing part for migrating the DTP Application in Brazil language, Scope International Migrating the high risk product to handle in India Like RSRV, Undertaking Etc., Scope International Clearing the compliance issues like Export caution list clients, HDFC Bank
Disclaimer
I hereby state that above mentioned Qualifications and Statements made are true to best of my knowledge.
Languages
- English
- Tamil
- Hindi
Events And Certificates
- Export guideline and Doubt solution seminar for Indians exports @ Chennai.
- Seminar of RBI Guideline on Capital account transaction and documents and approval process for FDI, ODI and ECB.
- Awarded by HDFC Bank as 'RTFX Title' for best performance.
- Awarded by HDFC Bank as 'Go FOR GOLD' for best performance in NTB Business.
- Awarded by HDFC Bank as 'Unique Complex deal' for closing high volume deals.
- Won the value champ award in the year 2013 for achieving the extra mile.
- Won the WB Icon award in the same year for creativity at Scope International.
- Won best Team Champ Award representing Trade Team for nil error processing at Scope.
- Awarded by Green belt for the NIL Error in Trade operation at Scope.
Languages
English
Proficient (C2)
C2
Hindi
Native
Native
Tamil
Proficient (C2)
C2
Certification
Certificate in Foreign Exchange (Forex).
Timeline
Branch Manager
ICICI BANK LTD
10.2023 - Current
Products sales manager for Global trade and Forex
HDFC BANK
12.2016 - 10.2023
Products sales manager for Global trade and Forex
KOTAK MAHINDRA BANK
08.2015 - 12.2016
Assistant Manager
Standard Chartered Bank
01.2015 - 08.2015
Senior Officer
Scope International
09.2012 - 01.2014
B.COM - Corporate Secretary Ship And Computer Application
Kongu Arts And Science College
Higher Secondary - State board
Nandhi Matriculation. Hr. Sec. School
SSLC - State board
Sarswathi Matriculation Hr. Sec. School