Ninoj G
Calicut
Summary
Work with an organization with technological excellence in its field with dedication, Focus, proactive approach, positive attitude and passion. To pursue a successful, challenging and exciting career while being able to dispense my maximum potential to the benefit of the organization and, at the same time, acquiring knowledge on the road to success.
Seasoned Area Collection Manager with background in overseeing successful collection operations. Skilled in strategizing and implementing effective collection initiatives, ensuring compliance with legal guidelines, and managing high-performing teams. Known for strong leadership skills, ability to reduce debt outstanding amounts, and improving overall operational efficiency. Committed to fostering positive customer relationships while achieving business objectives.
Overview
16
16
years of professional experience
Work History
Area Collection Manager
HDB finance
Kozhikode
06.2025 - Current
- Managed collections team to ensure compliance with company policies.
- Developed strategies to enhance customer engagement and payment recovery.
- Analyzed collection reports to identify trends and improve processes.
- Conducted regular performance reviews to assess staff effectiveness and productivity.
- Developed training materials for new employees related to collections processes and procedures.
- Ensured all legal requirements were met when initiating collections proceedings against debtors.
- Reviewed accounts to determine payment plan compliance.
Deputy manager
Mahindra finance
Kozhikode
10.2015 - 06.2025
- As the Deputy Manager at Mahindra Finance, I was responsible for commercial vehicle loan collection in Calicut and wayanad area, including managing a team of employees and ensuring efficient and effective workflow
- Lead team of employees
- Developed growth strategies
- Ensured efficient workflow
- Communication between staff and management
- Staff recruitment
- Managed daily operations and ensured compliance with company policies and regulations.
- Developed training programs to enhance staff skills and performance in service delivery.
Collection Manager
Tata motors finance Ltd
Kozhikode
02.2014 - 10.2015
- As an Assistant Manager at Tata motors finance Ltd in India from February 2014 to October 2015, I was responsible for the collection of Calicut and wayanad area 1 to 4 bkts.
- I also assisted in developing strategies to increase company profits and maintain customer satisfaction.
- My time at Tata motors finance Ltd allowed me to gain valuable experience in my leadership skills.
- Assist in developing strategies
- Maintain customer satisfaction
- Support Manager in various tasks
- Staff recruitment and agency handling.
- Team handling and communication between staff and management.
Branch Manager
Indusind bank
Kozhikode
10.2010 - 01.2014
- As a Branch Manager at Indusind bank in India from 2010-10 to 2014-01, I was responsible for overseeing the daily operations of the branch and leading a team of employees to achieve Two wheeler loan sales and collection targets and provide excellent customer service.
- During my time at Indusind bank, I successfully implemented strategies to increase branch profitability and enhance customer satisfaction.
- Managed daily operations and led team
- Achieved sales and collection targets
- Implemented strategies for profitability
- Enhanced customer satisfaction
- Two wheeler loan sales and collection controlling
- Dealership and customer relationship
Sales Executive
Sundaram finance
Kozhikode
05.2010 - 09.2010
- As a Sales Executive at Sundaram finance, I was responsible for driving sales and promoting financial products to potential customers.
- This role required strong communication and negotiation skills to build relationships with clients and close deals.
- I also collaborated with the marketing team to develop strategies for increasing market share and meeting sales targets.
- Conducted sales presentations
- Built and maintained client relationships
- Developed marketing strategies
- Achieved sales targets
Education
B.com -
University of Calicut
Kozhikode, IndiaSkills
- Communication
- Teamwork
- Problem-solving
- Adaptability
- Strategy development
- Customer relationship management
- Staff training
- Team leadership
Hobbies and Interests
- Traveling
- Sports activities
Personal Information
- Date of Birth: 07/04/1986
- Nationality: Indian
Languages
- Hindi
- English
- Tamil
- Malayalam
Timeline
Area Collection Manager
HDB finance
06.2025 - Current
Deputy manager
Mahindra finance
10.2015 - 06.2025
Collection Manager
Tata motors finance Ltd
02.2014 - 10.2015
Branch Manager
Indusind bank
10.2010 - 01.2014
Sales Executive
Sundaram finance
05.2010 - 09.2010
B.com -
University of Calicut