Prabhithlal T

.

• Responsible for Entire two-wheeler portfolio -Kerala.
• Manage business and FEMI and SEMI collection through 9 ASM.
• Collect and update PDD on time.
• Maintain FTR with 87% in credit and 95% in Operations
• Clear Audit queries on time.
• Low rate of attrition
• Maintain Good relationship with OEM and Deale.
• Improve business through Branch vertical. Planning and execute the business target through Zonal heads ,Cluster heads of branch vertical.
• increase branch business from 13 numbers to 176 numbers

• Source fresh Two wheeler loans through Dealership and branch Net work.
• Fresh Two wheeler and Electric three wheeler sourced under book of Maxvalue credits and investments LTD and Used two wheeler sourced under book of Supra Pacific Financial Services Ltd.
• 2 Zonal managers ( North Kerala and South Kerala) are reporting to me directly. Under Zonal mangers 4 Regional managers,14 Area managers , 16 Team leaders and 212 CSE are working in sales team
• Sales team look after first 3 months collection for Fresh two wheeler and Full collection of Electric three wheeler and used two wheeler For collection purpose 2 Cluster manager( North and South) and 29 Collection executive and 7 tele callers are working under with me
• Source around 300 files through 61 branches in a month.

• Dealer Net work Development Staff recruitment Ensure 1st Three month collection Plan and execute the sales target in FY basis
• Developed effective business strategies to capitalize on emerging market trends
• Developed program to promote new managers from within, building and maintaining cohesive leadership structure
• Reported issues to higher management with great detail
• Achieved departmental goals by developing and implementing strategic initiatives
• Hired and managed new managers to drive business growth

• Decreased overdue accounts through consistent follow-up and diplomatic communication with clients
• Assisted in training new employees on collection procedures, best practices, and software tools used within the department
• Improved collection efficiency by implementing new strategies for tracking and collecting outstanding accounts receivable