Prateek Goutam
Bhubaneswar
Summary
Professional with over 13 years of progressive experience at Bank of Baroda, specializing in Rural Development & Lending, Government-sponsored schemes, Agricultural and Retail credit, Wealth management, Deposits, and Marketing. Proven track record in strategic deployment across diverse geographies, contributing to significant organizational growth. Expertise in leading cross-functional teams to execute priority-sector initiatives while serving as a catalyst for innovation and profitability.
Eager to embrace new challenges that leverage strong interpersonal skills, effective time management, and problem-solving abilities to deliver exceptional results.
Overview
16
16
years of professional experience
1
1
Certification
Work History
Senior Manager
Bank of Baroda
07.2012 - Current
Regional In-charge- Priority, Agriculture & Govt Schemes (2025 – Present)
- Leading Priority-sector lending, Agriculture credit growth and Rural development activities across 16 districts of Odisha, drove Govt sponsored schemes and Customer engagement initiatives. Strengthened Governance frameworks and compliance across diverse branch environments. Supported and executed Regional strategies leading to revenue growth through disciplined execution.
Regional Wealth & Marketing Manager (2023 – 2024)
- Managed Wealth portfolio, CASA campaigns, and advisory services, coordinated with Branch teams across multiple districts and segments for improved service delivery. Managed HNI Customers, Customized Salary and financial products for Central and State Government Departments, Government Deposits in Banaskantha & Patan Districts, Gujarat.
Branch Head (2015 – 2022)
- Managed Rural, Semi-urban, Metro branches across Uttar Pradesh, Odisha and Gujarat focused on CASA, Rural-Agri lending, MSME & Retail advances & Fee income. Marking profitability with significant growth. Strengthened Risk governance and Audit readiness, ensured KYC/AML compliance and portfolio quality. Mentored and developed high-performing teams.
Operations & Credit Incharge (2012 – 2015)
- Operations specialist in rural branches handling cash, service & credit, gained core experience in agricultural lending & regulatory compliance.
Management Trainee
Harrisons Malayalam
05.2010 - 07.2010
- Primarily handled field operations, input management, manpower dealing with 210 personnel including plucker labourers, garden and assistant managers at Panniar Tea Estate, Idukki, Kerala under Deputy Estate Manager for handling Production, Procurement and Factory Input from the Tea Estate.
Education
MBA - Agricultural Business And Management
Utkal University
Bhubaneswar, Odisha05-2012
Bachelor of Science - Agriculture
Odisha University of Agriculture & Technology
Bhubaneswar, Odisha05-2010
Skills
- Priority sector Lending Expertise
- Government-sponsored Scheme Implementation
- Rural Development Initiatives Management
- B2B & B2C Marketing
- CASA Growth & Deposit Mobilization Strategist
- Effective cross-functional team leadership
- Agri Business Management
Accomplishments
- Reduced Negative YTD Growth in SHG segment from (-22.5 Crores in Q1 to 26.2 Crores on Q3, noted outstanding YOY growth-38%, Agricultural Loans YTD growth- 117 Cr from 590 Cr on FY 24-25 to 707 Cr on FY 25-26 in the Agriculture Segment. (Priority Sector Lending Incharge- Sambalpur Region, Odisha)
- Achieved Targets of Insurance Business (Life, Health, General Insurance and Mutual Funds Business for FY 2023-24. Achieved 120% Target of CASA, RTD in FY 2024-25, despite being an unknown territory, managed to canvass more than 300 crores over the assigned target of deposits in a single financial year. (Regional Wealth and Deposits Manager, Banaskantha Region, Gujarat)
- Turned Loss making branch to profitable from -18.5 Lakh- FY 2020-21 to 70.04 Lakh-FY 2021-22. (Senior Branch Manager- Juna Deesa Branch, Banaskantha Region, Gujarat)
- Branch awarded for Outstanding Performance in CASA, Retail and Profit for FY 2017-18, Awarded for Outstanding Performance in All Business Parameters, Qualified for Domestic Life Insurance Conclave and MDRT for FY 2018-19, Achieved Targets of all major business parameters for FY 2019-20. (Senior Branch Manager- Kamakshyanagar Branch, Bhubaneswar Region, Odisha)
- Branch reduced the NPA percentage by 50% from 7.65 Cr to 3.82 Cr, turning profitable. (Branch Manager, Teliyarganj Branch, Prayagaraj Region, Uttar Pradesh)
Certification
- Certified We Lead Management Program Graduate and First Rank Holder under Business Impact in Bhubaneswar Region– Bank of Baroda & Knolskape (2017-2018)
- Certifications in Financial Inclusion and Agriculture Credit under Bank of Baroda FY 2019-20.
- Certified MDRT (Million Dollar Round Table) Member under Indiafirst Life Insurance and bank of Baroda 2019-2020, Certified under IRDAI for Insurance Business.
- Certifications in Credit Risk, Digital Banking, Audit & Compliance under Bank of Baroda 2019-20.
- Leadership development & regulatory workshops under Bank of Baroda 2020-21.
- Certified NISM (National Institute of Securities Markets Certification) under Bank of Baroda 2021-22.
- Step Up and Wealth Management, Estate Planning Certifications under Bank of Baroda 2022-23.
Languages
English
Bilingual or Proficient (C2)
Hindi
Bilingual or Proficient (C2)
Odiya
Bilingual or Proficient (C2)
Timeline
Senior Manager
Bank of Baroda
07.2012 - Current
Management Trainee
Harrisons Malayalam
05.2010 - 07.2010
MBA - Agricultural Business And Management
Utkal University
Bachelor of Science - Agriculture
Odisha University of Agriculture & Technology
Writing
https://prateekgautamchronicles.blogspot.com/