Summary
Overview
Work History
Education
Skills
Certification
Personal Information
It And Software Skills
Affiliations
Languages
Accomplishments
References
Timeline
Generic

Puneet Gupta

New Delhi

Summary

Dynamic Chief Manager with extensive experience at Punjab National Bank, excelling in trade finance management and regulatory compliance. Proven track record in enhancing operational efficiency and fostering cross-functional collaboration. Skilled in data analytics and client relationship management, driving successful outcomes in high-stakes environments. Passionate about continuous improvement and team development.

Overview

21
21
years of professional experience
1
1
Certification

Work History

Chief Manager

Punjab National Bank
Delhi
04.2022 - Current
  • Managed Trade Finance transactions, including Inward Remittances and Swift Payments across PAN India.
  • Scrutinized import documents for Letters of Credit and processed import payments efficiently.
  • Verified and authorized import and export documents in core systems, SWIFT, and SFMS.
  • Executed Non-Import Transactions while ensuring compliance with internal controls and audits.
  • Produced various MIS reports for regulatory reporting to central team, addressing compliance needs.
  • Reviewed processes regularly to enhance departmental performance and competency ratings.
  • Coordinated all audit data submissions, ensuring timely returns for internal and external audits.
  • Established effective communication channels among staff to promote collaboration and knowledge sharing.
  • Performed due diligence reviews on high-risk customers and third parties involved in transactions.
  • Participated in training sessions for staff on topics related to trade finance compliance issues.
  • Reviewed daily transaction activity logs for any unusual patterns or trends indicative of possible violations of law or policy.
  • Assisted in developing and implementing procedures to monitor compliance with trade finance regulations and internal policies.
  • Identified areas where additional controls are needed within the Trade Finance Department.
  • Monitored and managed the status of all outstanding documentary credits and collections.
  • Prepared data analysis reports summarizing key trends within the business area.

Chief Manager

Punjab National Bank
Delhi
04.2020 - Current

Sr. Manager

Punjab National Bank
Delhi
02.2018 - 03.2020

Sr. Manager

Punjab National Bank
Gurugram
07.2014 - 02.2018

Manager

Punjab National Bank
Ludhiana
02.2011 - 07.2014

Assistant Manager

IDBI Bank
01.2009 - 01.2011
  • Executed Trade Finance operations, managing outward collection bills, imports, exports, and letter of credit transactions.
  • Prepared and scrutinized trade finance documents, ensuring compliance with foreign exchange policies.
  • Processed trade finance transactions, including bank guarantees and letters of credit efficiently.
  • Coordinated with treasury department for booking forward contracts and remittance rates.
  • Managed daily operations and compiled reports for head office in Mumbai.
  • Ensured compliance through branch audits and XOS & BEF reporting to RBI.
  • Administered helpdesk for import, export, and bill discounting inquiries independently.
  • Facilitated coordination among clients, respective RMs, and CTO for timely transaction processing.

Deputy Manager

HDFC Bank Ltd
01.2007 - 01.2008
  • Executed wholesale banking operations in trade finance, managing outward collection bills, imports, exports, and bill discounting.
  • Advised clients on market risks, process follow-ups, and product guidelines to enhance business efficiency.
  • Ensured compliance through branch audits, SOX audits, IT audits, and RBI audits.
  • Scrutinized documentation to guarantee adherence to established processes and guidelines.
  • Followed latest banking systems including Flexcube, Trade Stream, and Lotus Notes for operational accuracy.
  • Managed import-related activities such as remittances, collection bills, and letters of credit.
  • Coordinated with branches and customers to address queries regarding documentation for trade finance transactions.
  • Streamlined communication processes to ensure smooth processing of trade finance activities.

Trade Finance Operations

Citibank N.A.
Delhi
01.2004 - 01.2007
  • Managed operational aspects of trade finance, including export/import transactions and documentary collections.
  • Ensured compliance with operational guidelines for processing trade finance transactions.
  • Gained exposure to ICC, FEMA, and FEDAI guidelines, along with foreign exchange messaging.
  • Executed core banking operations such as compliance, quality management, and foreign fund transfers.
  • Provided direction and support to the team for enhanced client servicing and operational capabilities.
  • Prepared periodic reports to monitor branch performance and facilitate effective internal communication.
  • Oversaw timely collections from customers to maintain positive cash flow.
  • Guided team on Over-the-Counter interactions with clients to improve service delivery.

Education

Masters in Financial Management -

Pondicherry University
05.2004

Bachelor in International Business Finance (Hons) -

Jamia Millia Islamia University
06.2001

Skills

  • Regulatory compliance
  • Trade finance management
  • Internal audits
  • Process improvement
  • Client relationship management
  • Cross-functional team coordination
  • Troubleshooting and problem resolution
  • Data analytics
  • Teamwork and collaboration
  • SWIFT payments
  • Operations management
  • Reporting management

Certification

  • Represented Punjab National Bank at the Fedai Conference in Zurich, Switzerland, held on March 14-16, 2025
  • Programme on LC Business, NIBM, Pune, 12/01/18
  • Annual Forex Assembly of the Forex Association of India, Dubai, UAE, 09/01/17
  • Treasury operations and products training, State Bank Academy, 11/01/15
  • Letter of credit and export finance, NIBSCOM, Noida, 02/01/14

❖ Certificate in Foreign Exchange Operations in October 2019.

❖ CAIIB from Indian Institute of Banking And Finance.

❖ JAIIB from Indian Institute of Banking And Finance.

❖ Certificate of Trade Finance from Indian Institute of Banking and Finance.

❖ Certificate in AML & KYC from Indian Institute of Banking And Finance

❖ GNIIT Computer Diploma from NIIT

Personal Information

Date of Birth: 10/14/80

It And Software Skills

  • MS-OFFICE with good knowledge of MS-EXCEL
  • Latest Banking Software viz, Finacle, Flexcube, Lotus Notes, Swift Alliance, DMS, IDPMS, LRS reporting

Affiliations

  • TRAVELLING
  • LOVE PLAYING AND WATCHING SPORTS

Languages

Hindi
First Language
English
Advanced (C1)
C1

Accomplishments

  • I received recognition from seniors for continuously handling the growing volumes flawlessly and was awarded the opportunity to participate in the Annual Forex Assembly of the Forex Association of India in September 2017 in Dubai, UAE, along with our bank’s Treasury Team
  • Successfully launches multicurrency world travel cards in August 2023 at Punjab National Bank
  • Reconciliation of 3.50 lacs entries of EDPMS amounting to Rs 1 lakh crores

References

References available upon request.

Timeline

Chief Manager

Punjab National Bank
04.2022 - Current

Chief Manager

Punjab National Bank
04.2020 - Current

Sr. Manager

Punjab National Bank
02.2018 - 03.2020

Sr. Manager

Punjab National Bank
07.2014 - 02.2018

Manager

Punjab National Bank
02.2011 - 07.2014

Assistant Manager

IDBI Bank
01.2009 - 01.2011

Deputy Manager

HDFC Bank Ltd
01.2007 - 01.2008

Trade Finance Operations

Citibank N.A.
01.2004 - 01.2007

Masters in Financial Management -

Pondicherry University

Bachelor in International Business Finance (Hons) -

Jamia Millia Islamia University

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