Business Analyst with 9+ years of experience in banking and Financial services, specialized in payments and Transaction banking. Demonstrated success in end-to-end Payments Product delivery, business requirement translation, and solution design for large-scale Core Banking and Payment Transformation programs. Expertise spans ISO20022, SEPA, and SWIFT (MT/MX) standards, along with cash management, cross-border payments, and regulatory compliance. Adept at bridging business and technology through Agile delivery, backlog prioritization, and stakeholder management.