Venkateswarlu Gottipati
Vijayawada
Summary
Experienced Zonal Manager with more than 10 years of expertise in Risk Management, Portfolio Maintenance, and Risk Mitigation within the microfinance sector. Over 30 years of total experience in the industry. Adept at coordinating with head office, conducting field visits, and ensuring the achievement of targets. Proven track record in both North and South zones, excelling in performance evaluation and branch analysis. Successfully managed a portfolio of 600 crores, focusing on reducing PAR (Portfolio at Risk) and implementing effective risk recovery strategies.
Overview
30
30
years of professional experience
2
2
Certification
Work History
Zonal Manager
Share Microfin Ltd
01.2014 - Current
- Day-to-Day Operations: Oversaw the smooth functioning of zone operations, ensuring compliance with company policies and procedures
- Target Planning and Achievement: Developed and implemented strategic plans to achieve financial and operational targets
- Staff Training and Recruitment: Conducted training sessions for staff, focusing on skill development and compliance
- Recruited and onboarded new employees
- Risk Management: Identified potential risks and implemented measures to mitigate them, significantly reducing PAR and enhancing overall portfolio health
- Staff Meetings and Field Visits: Organized regular staff meetings to review performance and address issues
- Conducted field visits to monitor branch activities and staff performance
- Communication with Head Office: Maintained regular communication with the head office regarding operational updates, performance analysis, and fund requirements
- Data Collection and Evaluation: Collected and analyzed data from division managers to evaluate performance metrics and implement improvements
- Branch Performance Analysis: Visited branches within the zone to assess performance, identify areas for improvement, and ensure alignment with company goals
- Portfolio Management: Successfully maintained a portfolio of 600 crores, ensuring consistent performance and growth
Senior Division Manager
Share Microfin Ltd
01.2004 - 01.2014
- Managed multiple divisions within the zone, ensuring compliance with company policies and achieving performance targets.
- Developed strategic plans to enhance operational efficiency and drive business growth.
- Conducted training programs for division managers and staff, focusing on skill development and compliance.
- Oversaw the implementation of risk management strategies to mitigate potential risks.
- Maintained regular communication with the head office to update on division performance and fund requirements.
- Collected and analyzed performance data from divisions to identify areas for improvement.
- Conducted field visits to monitor division activities and assess performance.
Division Manager
Share Microfin Ltd
01.2000 - 01.2004
- Led a division within the zone, ensuring the achievement of financial and operational targets.
- Developed and implemented strategic plans to drive division growth and efficiency.
- Conducted regular training sessions for staff to enhance their skills and ensure compliance.
- Implemented risk management measures to identify and mitigate potential risks.
- Maintained communication with the zonal office to update on division performance and requirements.
- Analyzed performance data to identify trends and areas for improvement.
- Conducted field visits to monitor division activities and evaluate performance.
Area Manager
Share Microfin Ltd
01.1997 - 01.2000
- Managed multiple branches within an area, ensuring adherence to company policies and achievement of targets.
- Developed strategies to enhance branch performance and operational efficiency.
- Conducted training programs for branch managers and staff, focusing on skill development and compliance.
- Implemented risk management measures to identify and mitigate potential risks.
- Maintained regular communication with division managers to update on area performance.
- Collected and analyzed performance data to identify trends and areas for improvement.
- Conducted field visits to monitor branch activities and assess performance.
Branch Manager
Share Microfin Ltd
01.1994 - 01.1997
- Managed branch operations, ensuring compliance with company policies and achievement of targets.
- Developed strategies to drive branch growth and operational efficiency.
- Conducted training sessions for branch staff to enhance their skills and ensure compliance.
- Implemented risk management measures to identify and mitigate potential risks.
- Maintained communication with area managers to update on branch performance.
- Analyzed performance data to identify trends and areas for improvement.
- Conducted field visits to monitor branch activities and evaluate performance.
Education
B.Sc. -
01.1992
Skills
- Risk Management
- Portfolio Maintenance
- Risk Mitigation
- PAR Reduction
- Strategic Planning
- Staff Training and Development
- Performance Analysis
- Effective Communication
- Data Collection and Evaluation
- Operational Management
- Hiring and Training
- Managing Operations and Efficiency
- Administration and Reporting
- Process Improvement
- Team building
Languages
Telugu
First Language
English
Proficient (C2)
C2
Hindi
Proficient (C2)
C2
Tamil
Proficient (C2)
C2
Accomplishments
- Successfully managed both North and South zones, ensuring consistent performance and growth.
- Implemented efficient operational strategies that resulted in improved staff performance and target achievement.
- Risk Management: Reduced the PAR (Portfolio at Risk) and demonstrated exceptional skills in risk recoveries.
- Joint Liability Group (JLG) Loans: Specialized in managing and disbursing JLG loans, promoting financial inclusion among underserved communities.
- Individual Lending (IL) Loans: Effectively handled IL loans, providing personalized financial solutions to clients.
- Mortgage Loans: Experienced in managing mortgage loans, ensuring compliance and timely repayments.
Roles And Responsibilities
- Field Monitoring: Ensured staff adherence to targets and company rules through regular performance analysis and monitoring.
- Office Monitoring: Supervised the completion of daily operations in a timely manner.
- Fund Requirement Analysis: Analyzed branch requirements and prepared fund proposals for head office approval.
Certification
- Best division Manager of the year
- Best Zonal Manager of the year
Work Availability
monday
tuesday
wednesday
thursday
friday
saturday
sunday
morning
afternoon
evening
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Timeline
Zonal Manager
Share Microfin Ltd
01.2014 - Current
Senior Division Manager
Share Microfin Ltd
01.2004 - 01.2014
Division Manager
Share Microfin Ltd
01.2000 - 01.2004
Area Manager
Share Microfin Ltd
01.1997 - 01.2000
Branch Manager
Share Microfin Ltd
01.1994 - 01.1997
B.Sc. -
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