Summary
Work History
Education
Skills
Academic Qualification
Nature And Achievements
Personal Information
Disclaimer
Timeline
Generic
Vijay Bansal

Vijay Bansal

Sri Ganganagar

Summary

Hardworking Credit Manager enthusiastic about improving department policies, standardizing processes and increasing customer satisfaction by providing fast, knowledgeable and friendly financial services.

Work History

Area Credit Manager

BAJAJ FINSERV LENDING (Bajaj Finance Pvt. Ltd)
07.2024
  • Take sound lending decision based on available information & interactions with applicants
  • Handling the Various Product at their (PL/BL/SPL/LAIP)
  • Manage credit quality & control delinquencies, frauds
  • Structure the right product to the customer during customer interactions
  • Enforcing strict mechanism to effectively comply with TAT (Turn-around time) for approval to disbursement
  • Ascertaining the net worth and repaying capacity of borrowers as per the credit policy to decide on the quantum of loan
  • Coordinating with various internal departments for facilitating smooth execution of all activities
  • Providing superior product training and operation training to the staff members of Credit Processing Agencies to achieve the desired results.

Education

LLB - Law

MGSU
Bikaner, India
05.2016

M. Com - Commerce

MGSU
Bikaner, India
05.2013

B. Com - Commerce

MGSU
Bikaner, India
05.2011

No Degree - Senior Secondary Education

Seth G. L. Bihani
Ganganagar, India
05.2008

No Degree - Secondary Education

Seth G. L. Bihani
Ganganagar, India
05.2006

Skills

  • Basic, Computer Training Course
  • Motivated to work
  • Result oriented
  • Believe in best
  • Credit Scoring Models
  • Cash Flow analysis
  • Relationship Management
  • Credit policy development
  • Loan Origination
  • Portfolio Management
  • Collateral Evaluation
  • Credit Reports
  • Customer Engagement
  • Authorizations understanding
  • Application processing
  • Investigations
  • Client Relationship Management

Academic Qualification

  • Secondary from Rajasthan Board Ajmer in 2006.
  • Sr. Secondary (Commerce) from Rajasthan Board Ajmer in 2008.
  • B.Com. from MGSU Bikaner in 2011.
  • M.Com. from MGSU Bikaner in 2013.
  • LL.B from MGSU Bikaner in 2016.

Nature And Achievements

  • I Attend the District Level Technical Conference Organized by ICAI.
  • Certificate Received From ICAI For MOC of State Level Technical Conference-2010.
  • Complete 100 Hrs Information Technology Training From ICAI.
  • Complete Orientation Training Organized by ICAI.

Personal Information

Father's Name: Sh. Janak Lal Bansal

Disclaimer

I do hereby declare that the contents of my above resume are true and correct to the best of my knowledge and nothing has been falsely stated there in.

Timeline

Area Credit Manager

BAJAJ FINSERV LENDING (Bajaj Finance Pvt. Ltd)
07.2024

LLB - Law

MGSU

M. Com - Commerce

MGSU

B. Com - Commerce

MGSU

No Degree - Senior Secondary Education

Seth G. L. Bihani

No Degree - Secondary Education

Seth G. L. Bihani

Similar Profiles

  • KARTIK D BHATT

    KARTIK D BHATTKARTIK D BHATT

    Cluster Head at Bajaj Finance Limited (Bajaj Finserv)Cluster Head at Bajaj Finance Limited (Bajaj Finserv)

  • RAJESH R

    RAJESH RRAJESH R

    Senior Area Manager - Collections at Bajaj Finserv, Bajaj Finance LtdSenior Area Manager - Collections at Bajaj Finserv, Bajaj Finance Ltd

  • ANAL BANERJEE

    ANAL BANERJEEANAL BANERJEE

    Senior Area Risk Control Unit Manager at Bajaj Finserv LendingSenior Area Risk Control Unit Manager at Bajaj Finserv Lending

  • Manpreet Singh

    Manpreet SinghManpreet Singh

    Operations Executive at Dealshare Pvt. Ltd.Operations Executive at Dealshare Pvt. Ltd.

  • Amandeep Singh

    Amandeep SinghAmandeep Singh

    Assistant Manager - Client Servicing at IndiaMART InterMESHAssistant Manager - Client Servicing at IndiaMART InterMESH

CREATE PROFILE
Vijay Bansal