VIKAS SINGH

Veteran Senior Executive adept at increasing profit margins by growing sales and reducing costs. Hands-on, proactive manager with adaptable and creative approach. Driven to always be improving business operations. Specializing in credit and risk underwriter with 5.5 year track record of success. Highly skilled in process optimization, with potential clients consulting and Conduct risk assessments on potential clients based on previous borrowing history, credit rating, industry experience and other factors based on consultations with supervisory underwriter and upper management.

• Delivered presentations to senior leadership and help to C-level executives on financial performance and data analysis of business operations, which included outlining areas of need and creating action plans to optimize business operations Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.) Technical Qualification: Monitored customer transactions for suspicious activity, flagged certain transaction and accounts. Conducted in-depth investigations of flagged transactions and accounts including origin investigations, validating transactions and account reconciliations. Process Chargeback claim according to Company and Bank Policy. Provided Support and assistance to new team members. Maintain data of team Audits and Productions.

• Achieved employee of the month award by completing monthly targets with accuracy and efficiency.
• Documented and resolved fatal which led to performance of the fellow team mates.